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WFNNB Reporting Question

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injustifiiable
Valued Contributor

WFNNB Reporting Question

Since WFNNB doesn't cut statements when there's a Zero balance, will they report the account with said zero balance?

 

TIA Cat Happy

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 1 of 4
3 REPLIES 3
Rhaeny
Valued Contributor

Re: WFNNB Reporting Question

Yes that is what they have been doing with my accounts.  

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 2 of 4
injustifiiable
Valued Contributor

Re: WFNNB Reporting Question


@Rhaeny wrote:

Yes that is what they have been doing with my accounts.  


That's good then...I was pre-approved for a King Size account ($300) which I accepted...I don't plan on using often since their stuff is a little on the expensive side.

 

Signed up for an account with Victoria's Secret for $#!ts and giggles and lo and behold, pre-approved for $500....haven't accepted it yet. Not really into women's underwear but I do like the Very Sexy fragrance they offer for men. If they indeed report zero balances, I might just get that account to increase available credit a bit.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 3 of 4
Rhaeny
Valued Contributor

Re: WFNNB Reporting Question

Yes it does indeed help with utilization.  I don't really use my cards all that much either as I only opened them to rebuild....of course plus all of them I got with the shopping cart trick Smiley Wink.  

 

I have one that I haven't used since June.  I think that as I continue to build my other major CC's then those will eventually close out.  They are not the best limits and range from $150 to $750.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 4 of 4
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