No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Just logged into my account just now and my eyes bugged out a bit when I saw that my credit limit was now $1700, up from $1200! That'll help my utilization a bit. Credit gardening for the win!
Three cheers for the gardener! ![]()
Congrats!!!! I too recieved a increase last week. 1800----->2100. ![]()
How long have you guys had your accounts?
My account will be a year old in Feb. When I first got the card cl was 800. Four month mark hit the luv button ------>1800. This last increase to 2100 was auto. I kept getting denied when I tried the luv button four months after the first increase.
JC Penney is pretty good at giving CLI, or rather once u have ur card for a few months 3-4, they do the first CL adjustment or realignment so the first increase looks really high.
I started mine with 300 in march 2010 (instant approval in store with only 2 months credit history). I was upgraded to 1500 in 3 months and now its 1800
Opened the account on August 2009.. Started off with a paltry $150 credit limit.. Got declined for EVERY credit line increase request I made. Then around June 2010 I was automatically increased to $700. Then a few months after that I was bumped up to $1200 and then in January 2011 I received my current limit of $1700..
I'm now tempted to get rid of my two sub-$1000 credit cards but I'll hold off on that until I see how things play out this year. The First Premier card ($350) DEFINITELY needs to go. I'd like to keep the HSBC 2% card ($420) though.
I got my card in April 2010..Bought Oregon Ducks Gear and some curtains.
Congratulations to all of you on this thread for your cli's , but JCPenny for the most part can play hard ball in getting cli's, I have had my card close to 2 years now, and have been stuck at $1,800.00. I always pay on time and in full every month so I do not know what the rhyme and reason is sometimes