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I received my bazillionith offer for the WaMu Platinum credit card 0% APR thru 2010 and 9.9% thereafter. I cracked and applied yesterday. I was also told it would take up to 3 weeks to get the status of the application. I asked do they have instant approvals and denials and I was advised no. I was also told I would have received the same waiting period if I apped online with the preapproval. The representative did advise I could callback within 3 days to check the status.
For those of you that have WaMu is this normal - waiting 3 weeks for a response? Please advise of your application experience. If you were told to wait, how long and were you approved or not approved? Any feedback is greatly appreciated.
@Uniqua wrote:
I had received my gazillionith WaMu preapproval offer by the time I had app'd (June '08). It was an instant approval and I was advised of my CL at the time of approval (less than 10 seconds). Perhaps things have changed now that they have been bought out by Chase. I don't know. Then again, this may be the standard for those who are not instantly approved.
Did you apply online or over the phone?
My WaMu approval was instant, but that was several months ago. Chase is known for taking up to a month on manual review, and I wouldn't be surprised if Chase has already begun applying their own underwriting standards to new WaMu accounts.
@Anonymous wrote:
@Uniqua wrote:
I had received my gazillionith WaMu preapproval offer by the time I had app'd (June '08). It was an instant approval and I was advised of my CL at the time of approval (less than 10 seconds). Perhaps things have changed now that they have been bought out by Chase. I don't know. Then again, this may be the standard for those who are not instantly approved.Did you apply online or over the phone?
I app'd online. Funny too, I haven't gotten any more pre-approval offers since my app. hmmmmmmm