Wal-Mart & Sams Discover

[Anonymous]

Why does it seem so hard to get

[debtfree09]

I'm not sure why they are hard to get...I got denied for a Walmart card in October but received a preapproval letter in November for Sam's which I applied for and got...then last week I receive an email from GEMB that states due to a glitch in their system I didn't get this letter from them that says I was denied for a Sam's club.  Signed into my acct and everything was okay.  Very weird.  My husband is going to try for Lowe's next week.  Hopefully he will get it...we have some remodeling projects to do.

[Anonymous]

So are u saying you where approved for the Sam's card then they told u was denied?

[Anonymous]

Also for some reason GE will not appove me for any of there major credit cards no success this past 2 years.

[homerunstacy]

I got a really odd email too that said the same thing about a glitch in the system . Was yours in writing or via email?  In November or December I had applied for a Walmart Card and forgot all about it.  Never had a response or anything. Also never caused a hard inq on my credit reports. A good thing because I changed my mind about wanting the card a couple days later anyway. The email I got last week seemed to be out of left field.  It had a link redirecting me to what looked like a site that had the Walmart Financial logo on it.  I was not convinced it was legit so I didn't bother to provide any  personal info to log on to the site and just ignored it.

[debtfree09]

Mine was email.  I did open it because the day before I had emailed them regarding automatic credit line increases and so I thought maybe it had something to do with that.  I logged into my account a couple times since then and everything looks okay. I think it was legitimate because it looked like the same denial letter I got when I was denied the Walmart card.  Guess I will keep a close watch on it for awhile and glad I have scorewatch and quarterly monitoring. 

And yes I was approved and using the acct for 4 months then got an email that said I was denied but my account is still active.

[Anonymous]

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@homerunstacy wrote:

The email I got last week seemed to be out of left field.  It had a link redirecting me to what looked like a site that had the Walmart Financial logo on it.  I was not convinced it was legit so I didn't bother to provide any  personal info to log on to the site and just ignored it.

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Good for you stacy        Very good !!

[Anonymous]

Because you've been doing a little to much gettin' lately? LOL.

Let the stuff you have settle in for a bit then try again.

[Anonymous]

Good for you homerun. Don't ever click on spooky emails. Just go to the wal-mart sight your self and surf around to find out if you have an account that way.

[ncks]

The emails are from GEMB.  That is how they send out their decisions if you provide an email when filling out an application.  They try not to mail too many in order to preserve paper and trees.