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Wall of shame Citi SUB story (and other stuff-now multi purpose thread)

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simplynoir
Mega Contributor

Re: Wall of shame Citi SUB story


@FinStar wrote:

@simplynoir wrote:

@FinStar wrote:

@simplynoir wrote:


I was considering finally tackling the Delta cards and maybe the new biz Hyatt til that new premium BotA card got rumored/announced for release next month. It's basically a Premium Rewards with credits so it all depends on the SUB for me. Other than Hyatt since it's priority because of Chase the others can wait til more info gets released


Hmmm. Tell me more about this BoA rumored diddy.  Was this mentioned on DoC?  I had heard something about it, but I thought someone mispoke. Now that I see it mentioned here, I'm naturally curious. Spill it.


Yeah and the name is so bad at trying hard lol

 

https://www.doctorofcredit.com/bank-of-america-elite-visa-infinite-card-coming-in-november-550-annua...


Awesome. Thanks for sharing the linky!

 

Ummm, yeah it's the Premium on steroids for sure, especially with the $550 AF. BUT, if considering the basics, I'd rather go Premium Elite than AmEx Platinum. At least no Walmart+ or SoulCycle perks 😂  I can see AmEx Plat for lounges or other services, but BoA has the 'economical' alternative if lounges are not a deal breaker for some folks.

 

Then, this begs the question, can Premium Rewards peeps 'upgrade' to Elite?  Of course, it would be a big miss on the SUB, whatever that might be. I dunno. I guess we'll see the potential unveiling come November.


Well, it comes out to the public on November 22nd but Octave members can get it starting October 18th. Or at least that's what the rumors are saying so hopefully we'll know soon enough

Message 41 of 60
Anonymous
Not applicable

Re: Wall of shame Citi SUB story


@Remedios wrote:

I'm proud of her but after paying tutition in September, I wished I raised high school drop out (yes, that's mean). 


Well, high-school drop out is one cost-reducing approach.   The other, which I have adopted, is to hope for great financial success for your offspring, and then work on reminding them how much you did for them, and you really don't ask much in return.  Well, not a huge amount.  And anyway, so what if it is huge, they can afford it and they owe you!

 

Yes, as it happens my daughter isn't speaking to me at the moment but I expect that's temporary.   Just hope she wises up before the repo team get here.

Message 42 of 60
UncleB
Credit Mentor

Re: Wall of shame Citi SUB story


@FinStar wrote:

@Remedios wrote:

@FinStar wrote:

@Remedios wrote:

@FinStar wrote:

@Remedios wrote:


I call dibs on Season 1, Episode 7 


Popcorn.gif


On 12/01/21, I'm going to see if Chase wants to go on a date.

If they say no, there will be rebound. 


Oh nice. Which Chase date is your courtship with?

 

And, if it's a no-go (which it's doubful), who is your rebound contender?  Asking for a friend whistle.gif


 

That's a very good question that doesn't have a good answer. 

Probably start with something silly like CFU or CFF. I could certainly use both, but it's more about being able to apply without having to wait for check marks that never came ☹️ 

After a decent period of time, it will be Marriott, then Chase and I can go back to being like an old married couple...just pretending the other one doesn't exist but cannot separate either. 

 

Rebound, I haven't really put too much thought in it.  I will have to pay for fake adults tutition in December, so that will be sub chasing. 

I'm proud of her but after paying tutition in September, I wished I raised high school drop out (yes, that's mean). 


Whichever you decide, they're both fun CCs -- I personally like both cuz you know 'Jasmine' likes lots of clients 😂 It's all about rewards, not regerts!  Definitely go for Marriott when the SUB is good, you can eventually join the dark side like some of us if you want to upgrade to Ritz! 😜 

 

For rebound, I suggest an AmEx card.  You don't have to be commited or sleep in the same bed!  It has worked wonders for me 😊  Think of the SUB potential!


Glad your Citi 'situation' worked out, @RemediosSmiley Very Happy

 

Not to hijack this thread, but if I was to poke at anybody right now it would be Amex, since I feel like they would be a sure-thing (which my saying that probably just jinxed it, but anyway...). 

 

The problem with that is they don't have anything I want/need, and if anything I'll be paring down my cards with them in the coming months.  Definitely not the worst problem to have by any means, LOL. Smiley Indifferent

Message 43 of 60
Remedios
Credit Mentor

Re: Wall of shame Citi SUB story

I have one Amex and that's one too many. I also like to pretend I don't have it.  Easier on my soul 

 

 

Message 44 of 60
FinStar
Moderator Emeritus

Re: Wall of shame Citi SUB story


@UncleB wrote:

@FinStar wrote:

@Remedios wrote:

@FinStar wrote:

@Remedios wrote:

@FinStar wrote:

@Remedios wrote:


I call dibs on Season 1, Episode 7 


Popcorn.gif


On 12/01/21, I'm going to see if Chase wants to go on a date.

If they say no, there will be rebound. 


Oh nice. Which Chase date is your courtship with?

 

And, if it's a no-go (which it's doubful), who is your rebound contender?  Asking for a friend whistle.gif


 

That's a very good question that doesn't have a good answer. 

Probably start with something silly like CFU or CFF. I could certainly use both, but it's more about being able to apply without having to wait for check marks that never came ☹️ 

After a decent period of time, it will be Marriott, then Chase and I can go back to being like an old married couple...just pretending the other one doesn't exist but cannot separate either. 

 

Rebound, I haven't really put too much thought in it.  I will have to pay for fake adults tutition in December, so that will be sub chasing. 

I'm proud of her but after paying tutition in September, I wished I raised high school drop out (yes, that's mean). 


Whichever you decide, they're both fun CCs -- I personally like both cuz you know 'Jasmine' likes lots of clients 😂 It's all about rewards, not regerts!  Definitely go for Marriott when the SUB is good, you can eventually join the dark side like some of us if you want to upgrade to Ritz! 😜 

 

For rebound, I suggest an AmEx card.  You don't have to be commited or sleep in the same bed!  It has worked wonders for me 😊  Think of the SUB potential!


Glad your Citi 'situation' worked out, @RemediosSmiley Very Happy

 

Not to hijack this thread, but if I was to poke at anybody right now it would be Amex, since I feel like they would be a sure-thing (which my saying that probably just jinxed it, but anyway...). 

 

The problem with that is they don't have anything I want/need, and if anything I'll be paring down my cards with them in the coming months.  Definitely not the worst problem to have by any means, LOL. Smiley Indifferent


See @Remedios, @UncleB is also promoting AmEx as a [rebound] option 😜  I mean, he literally said he'd poke [at] them!

 

Ok, I'll be at the Mod lounge (or kitchen) baking something...I won't burn it tho 😂

Message 45 of 60
FinStar
Moderator Emeritus

Re: Wall of shame Citi SUB story


@Remedios wrote:

I have one Amex and that's one too many. I also like to pretend I don't have it.  Easier on my soul 


Separate beds? What if you get lonely on a cold, frosty night? Wouldn't your soul feel comforted by their presence? 😂

 

Yes, back to my cookies in the kitchen...

Message 46 of 60
Remedios
Credit Mentor

Re: Wall of shame Citi SUB story


@FinStar wrote:

@Remedios wrote:

I have one Amex and that's one too many. I also like to pretend I don't have it.  Easier on my soul 


Separate beds? What if you get lonely on a cold, frosty night? Wouldn't your soul feel comforted by their presence? 😂

 

Yes, back to my cookies in the kitchen...

 

When I get lonely, I whisper sweet nothings to my phone because that's where AR lives. Sometimes I make googly eyes at Samsung Pay. 

 

 

 

Message 47 of 60
FinStar
Moderator Emeritus

Re: Wall of shame Citi SUB story (and other stuff-now multi purpose thread)


@Remedios wrote:

@FinStar wrote:

@Remedios wrote:

I have one Amex and that's one too many. I also like to pretend I don't have it.  Easier on my soul 


Separate beds? What if you get lonely on a cold, frosty night? Wouldn't your soul feel comforted by their presence? 😂

 

Yes, back to my cookies in the kitchen...

 

When I get lonely, I whisper sweet nothings to my phone because that's where AR lives. Sometimes I make googly eyes at Samsung Pay. 


You serenade the RTR love song to your AR card, don't you? 

 

I'm jelly.

 

All I've got to say now is... Free Willy!

Message 48 of 60
Remedios
Credit Mentor

Re: Wall of shame Citi SUB story (and other stuff-now multi purpose thread)


@FinStar wrote:

@Remedios wrote:

@FinStar wrote:

@Remedios wrote:

I have one Amex and that's one too many. I also like to pretend I don't have it.  Easier on my soul 


Separate beds? What if you get lonely on a cold, frosty night? Wouldn't your soul feel comforted by their presence? 😂

 

Yes, back to my cookies in the kitchen...

 

When I get lonely, I whisper sweet nothings to my phone because that's where AR lives. Sometimes I make googly eyes at Samsung Pay. 


You serenade the RTR love song to your AR card, don't you? 

 

I'm jelly.

 

All I've got to say now is... Free Willy!


We should sing! 

Message 49 of 60
UncleB
Credit Mentor

Re: Wall of shame Citi SUB story (and other stuff-now multi purpose thread)


@FinStar wrote:

@Remedios wrote:

@FinStar wrote:

@Remedios wrote:

I have one Amex and that's one too many. I also like to pretend I don't have it.  Easier on my soul 


Separate beds? What if you get lonely on a cold, frosty night? Wouldn't your soul feel comforted by their presence? 😂

 

Yes, back to my cookies in the kitchen...

 

When I get lonely, I whisper sweet nothings to my phone because that's where AR lives. Sometimes I make googly eyes at Samsung Pay. 


You serenade the RTR love song to your AR card, don't you? 

 

I'm jelly.

 

All I've got to say now is... Free Willy!


She's not joking... RTR is da bomb - last year I only used it a single time, but it was for a charge of just over $1k.  No complaints. Smiley Happy

 

Due to shenanigans with Amex Green to Gold upgrade back in the summer, Altitude Connect, and Schwab Platinum I'm off-schedule for a similar redemption this year, but that's OK... by the spring I should be back on track.

 

I have to say, I'm impressed with Citi that they made good on @Remedios's bonus... it's not often we hear about something with their IT working in someone's favor, LOL.  (Disclosure:  I've never had any issues with Citi myself, and in the 90s they were my workhorse and were flawless, even with me traveling often.)

Message 50 of 60
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