Well, I have not got the denial letter in the mail yet, but got a denial email just a few mins ago stating that I was declined due to BK. I figured as much because it was so fresh. Good news is that it gives me great hope I will get approved down the road later as my BK ages.
EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%