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Finally got a decent CLI out of walmart. I've had the card for 2 1/2 years and every 4 months I hit the CLI button and usually get around $75 to $125 increase. This time I got $625 increase. Couldn't hardly believe it. Opened the card 11/08 with a $300 Credit Line. Now I'm at $1,600!
Not bad, They just upgraded my walmart card about 2-3 months ago to the the walmart discover and bumped it to 2000 was @ 1300. I notice I use it more now often now.
I didn't know they would upgrade that card. They did it automatically? Last time I called about it they said you had to re-apply.
@Anonymous wrote:I didn't know they would upgrade that card. They did it automatically? Last time I called about it they said you had to re-apply.
Yeah, thats what they will tell you if yu call. But they do upgrade to the discover automatically. I dont know what their criteria is but they sent me an upgrade offer back in may of '11. They gave a CLI with the upgrade. I did not ask or request for an upgrade either. But I did accet it. Please note if they offer the upgrade it will show up as a new card with the month the upgrade was offered. so it will affect your AAoA if you have a limited AAoA.
@MagicShot wrote:Yeah, thats what they will tell you if yu call. But they do upgrade to the discover automatically. I dont know what their criteria is but they sent me an upgrade offer back in may of '11. They gave a CLI with the upgrade. I did not ask or request for an upgrade either. But I did accet it. Please note if they offer the upgrade it will show up as a new card with the month the upgrade was offered. so it will affect your AAoA if you have a limited AAoA.
Very nice to know. Kinda sucks too though. Its about the same as applying for the Discover version of the card.
@MyCreditStinks wrote:
@MagicShot wrote:Yeah, thats what they will tell you if yu call. But they do upgrade to the discover automatically. I dont know what their criteria is but they sent me an upgrade offer back in may of '11. They gave a CLI with the upgrade. I did not ask or request for an upgrade either. But I did accet it. Please note if they offer the upgrade it will show up as a new card with the month the upgrade was offered. so it will affect your AAoA if you have a limited AAoA.
Very nice to know. Kinda sucks too though. Its about the same as applying for the Discover version of the card.
Yeah except you dont get a hard pull!
opened my walmart card on 5-30-11 started out with $700.00,hit the luv button today 9-4-11 and got a $300.00 credit increase now im up to $1000.00,I think thats pretty good for my first increase,does any one no what it takes to up grade to the walmart discover card,any input would be great,thanks.
how long did you have your walmart card before you got upgraded to discover,what was your credit limit on your walmart card,mine just hit $1000.00 today trying to find out about the up grade ive only had my card for 4 months does that matter
I want to request a CLI today but before I do I just want to make sure this is gonna be a soft inquiry and not affect me applying for Discover in December.
@Anonymous wrote:I want to request a CLI today but before I do I just want to make sure this is gonna be a soft inquiry and not affect me applying for Discover in December.
All the times I requested a CLI on any of my GEMB cards including the Walmart card was a soft pull. Lots of other posts and threads reported soft pulls when requesting a CLI online. Apparantely GEMB has been kind of generous lately when they approve your CLI request. Good luck if you decide to go for it!