Walmart CLI

[Anonymous]

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@MyCreditStinks wrote:

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@Anonymous wrote:

I want to request a CLI today but before I do I just want to make sure this is gonna be a soft inquiry and not affect me applying for Discover in December.

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All the times I requested a CLI on any of my GEMB cards including the Walmart card was a soft pull. Lots of other posts and threads reported soft pulls when requesting a CLI online. Apparantely GEMB has been kind of generous lately when they approve your CLI request. Good luck if you decide to go for it!

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Thanks MyCredit!  I took the plunge and they increased my limit to $1150!

[Datx]

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crazysxycool wrote:

Thanks MyCredit!  I took the plunge and they increased my limit to $1150!

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Awesome, congrats!  If you don't mind me asking, what was your CL before the CLI? I'm just curious on the amount of the increase. I plan to ask for CLI at the end of the month.

[Anonymous]

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@MyCreditStinks wrote:

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@Anonymous wrote:

Thanks MyCredit!  I took the plunge and they increased my limit to $1150!

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Awesome, congrats!  If you don't mind me asking, what was your CL before the CLI? I'm just curious on the amount of the increase. I plan to ask for CLI at the end of the month.

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Thanks.  My limit was $405 so it was a $745 increase.  I checked my score also and it was 709 as of 10/4/11.

[Datx]

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crazysxycool wrote:

Thanks.  My limit was $405 so it was a $745 increase.  I checked my score also and it was 709 as of 10/4/11.

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Wow, nice!

[UFGuy2006]

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@Anonymous wrote:

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@MyCreditStinks wrote:

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@Anonymous wrote:

I want to request a CLI today but before I do I just want to make sure this is gonna be a soft inquiry and not affect me applying for Discover in December.

---

All the times I requested a CLI on any of my GEMB cards including the Walmart card was a soft pull. Lots of other posts and threads reported soft pulls when requesting a CLI online. Apparantely GEMB has been kind of generous lately when they approve your CLI request. Good luck if you decide to go for it!

---

Thanks MyCredit!  I took the plunge and they increased my limit to $1150!

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Congrats! When was your last CLI if you wouldnt mind sharing? I just tried after 3 months and no go... possibly have to wait till the 4th month?

[Anonymous]

I literally just got my Walmart card (haven't even used it yet) and tried to get a CLI from the measly $400 that they gave me to start. No go. I tried to tell them I wanted to make a large purchase and use the 0% APR Holiday thing but they wouldn't budge. Oh well, I can only hope they bump it up after a few months. 

[Anonymous]

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@UFGuy2006 wrote:

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@Anonymous wrote:

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@MyCreditStinks wrote:

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@Anonymous wrote:

I want to request a CLI today but before I do I just want to make sure this is gonna be a soft inquiry and not affect me applying for Discover in December.

---

All the times I requested a CLI on any of my GEMB cards including the Walmart card was a soft pull. Lots of other posts and threads reported soft pulls when requesting a CLI online. Apparantely GEMB has been kind of generous lately when they approve your CLI request. Good luck if you decide to go for it!

---

Thanks MyCredit!  I took the plunge and they increased my limit to $1150!

---

Congrats! When was your last CLI if you wouldnt mind sharing? I just tried after 3 months and no go... possibly have to wait till the 4th month?

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Thanks UFGuy.  My last CLI was last December which was also my only increase.  The initial CL was $300 - then $405 - now $1150.  My plan was to do another in April but decided against it.  Today was the day! :-)

[Anonymous]

is this the credit card you can apply for when you go to wal mart? every time i check out at the register i see the application for the card but i always thought it was a prepaid loadable card

[Anonymous]

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@Anonymous wrote:

is this the credit card you can apply for when you go to wal mart? every time i check out at the register i see the application for the card but i always thought it was a prepaid loadable card

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Yes, and you can also apply online.  Sometimes the cashiers ask you if you wanna apply right then and there.

[Anonymous]

with walmart if I am not mistaken, you can request a CLI on the forth month of a new account?