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Walmart Cli when???😞😞😞

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Anonymous
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Walmart Cli when???😞😞😞

Hi everyone, I'm getting really frustrated with Walmart. I've had my card since October and have not gotten one increase. I've called. Chatted. Even hit the love button nothing. Started with a $500 cl, anything I can say to change this. Always pay on time. Advertise 620
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Walmart Cli when???😞😞😞

I felt the say way I opened my September and never had a increase until the beginning of May. I called, chatted and pushed the love button and nothing ever happened. Finally I got on chat one day and boom there it was.
Message 2 of 10
Nolan34
Contributor

Re: Walmart Cli when???😞😞😞

I called credit solutions once and got a SP CLI review from $500 to $3500 and one auto cli to $3900

 

Credit solutions could be your best chance for a CLI

Message 3 of 10
takeshi74
Senior Contributor

Re: Walmart Cli when???😞😞😞

Has your profile improved since you were approved with that initial limit?  Creditors do not simply hand out CLI's in exchange for time.  Limits and CLI's are primarily determined based on what your credit profile and income qualify for.  A $500 limit indicates that the creditor has significant concerns with your credit profile.  Have you addressed those items?

 


@Anonymous wrote:
Always pay on time. 

That's good but it's not just the account itself that matters.  Your entire credit profile matters.

Message 4 of 10
RonM21
Valued Contributor

Re: Walmart Cli when???😞😞😞

The above poster asks a good question. Depending on how your overall profile has been since you got the card, as well as your experience with the card are major factors. Have things improved with your credit? Have you used/paid well with the card?


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 10
Anonymous
Not applicable

Re: Walmart Cli when???😞😞😞

What u start with n increase to
Message 6 of 10
Anonymous
Not applicable

Re: Walmart Cli when???😞😞😞

Im up to 644 everything i have is in good standing. Im at 25% total with all my cc. Utilization is 25% total
Message 7 of 10
AverageJoesCredit
Legendary Contributor

Re: Walmart Cli when???😞😞😞

At least your score is getting up there and making payments on time should help. . I have noticed as my score went up and my history with them grew so did my limits. I think they want to see how you use your credit limit for a few months . Most important as everyone hear will suggest your overall profile is very important. Hope you eventually get what you would like. Its a nice card that can grow with you Smiley Happy
Message 8 of 10
Anonymous
Not applicable

Re: Walmart Cli when???😞😞😞

I say call Credit Solutions. Also make sure your Credit Profile/CR has greatly improved since you opened the card account.
I just got my first CLI from Synchrony last week. Went from the initial $1200 to $6000. And I got this card in September. 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-CLI-Finally/td-p/4614677

Message 9 of 10
Anonymous
Not applicable

Re: Walmart Cli when???😞😞😞

What was your score when u got it vs now @daviokanuri
Message 10 of 10
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