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Walmart Discover Upgrade Question

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m3rge
Regular Contributor

Walmart Discover Upgrade Question

Hi everyone!

 

I currently have a Walmart Store card. After four months I got a auto CLI from 900 to 1200. I called for manual CLI to 5000 and got approved. Question is: what and when are the chances to get upgrade to Discover?

Message 1 of 9
8 REPLIES 8
LS2982
Mega Contributor

Re: Walmart Discover Upgrade Question

How long have you had the store card open?



EQ FICO 548 3/3/16
Message 2 of 9
myjourney
Super Contributor

Re: Walmart Discover Upgrade Question

Congrats on the CLI

You can't ask for the up grade unfortunately for some reason they decide EDIT but who knows you maybe the lucky one good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 9
m3rge
Regular Contributor

Re: Walmart Discover Upgrade Question

5 months.

Message 4 of 9
LS2982
Mega Contributor

Re: Walmart Discover Upgrade Question

You can ask but it will be a HP if you initiate it. YMMV on approval



EQ FICO 548 3/3/16
Message 5 of 9
LS2982
Mega Contributor

Re: Walmart Discover Upgrade Question

Typically for them to upgrade you it takes about 2 yrs of solid history. You have the CL for It.



EQ FICO 548 3/3/16
Message 6 of 9
myjourney
Super Contributor

Re: Walmart Discover Upgrade Question


@LS2982 wrote:
You can ask but it will be a HP if you initiate it. YMMV on approval

I stand corrected

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 9
youngandcreditwrthy
Senior Contributor

Re: Walmart Discover Upgrade Question

By hardpull, LS means you have to reapply.
Not even credir solutions can upgrade you. You are correct, myjourney
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 9
LS2982
Mega Contributor

Re: Walmart Discover Upgrade Question


@youngandcreditwrthy wrote:
By hardpull, LS means you have to reapply.
Not even credir solutions can upgrade you. You are correct, myjourney

Credit solutions and/or Walmart CSR can upgrade the account via HP if you qualify.




EQ FICO 548 3/3/16
Message 9 of 9
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