When does a new account show up on CRs + WF Question

[maninder89]

AMEX:

I got my Delta Amex in Feb. It has been 2 statement cycles and none of the CRs show it as of today. 

How long does it take for new accounts with amex to show up.

WF:

I have a WF Secured Card which may be up for graduation this month. What kind of card will I get after graduation ? Can I PC it to Cash Rewards ? 

[GaTech]

It took me the 3rd month for my BCE revolver to show up on the credit reports. Then it showed that the past three months were current (cause it would be foolish for anyone to burn amex before they even start reporting your new card lol).

[Anonymous]

Sometimes take 2 months but usualy no more then 1

Call them up

[HiLine]

About 2 billing cycles.

Regarding WF, sorry I don't have any experience with them

[maninder89]

Amex Started reporting today. Yay.. But is it common for them to show up as a diff account number than the one on the card ?

[Bobert22]

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@maninder89 wrote:

Amex Started reporting today. Yay.. But is it common for them to show up as a diff account number than the one on the card ?

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That account number is just a reference number to your account. Unlike other lenders on your CR, AMEX uses reference numbers where it lists you account number on the CR.

[dodgerslv]

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@maninder89 wrote:

AMEX:

I got my Delta Amex in Feb. It has been 2 statement cycles and none of the CRs show it as of today. 

How long does it take for new accounts with amex to show up.

WF:

I have a WF Secured Card which may be up for graduation this month. What kind of card will I get after graduation ? Can I PC it to Cash Rewards ? 

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Just remember that not everyone qualifies for their card to graduate even if you had it over a year. So its not a guarantee. I dont think you can PC a WF product but you can always call and ask.

[maninder89]

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@Bobert22 wrote:

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@maninder89 wrote:

Amex Started reporting today. Yay.. But is it common for them to show up as a diff account number than the one on the card ?

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That account number is just a reference number to your account. Unlike other lenders on your CR, AMEX uses reference numbers where it lists you account number on the CR.

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I found that the number in CR is same as the number that comes with the pay slip on the statement. Its just diff from card number.. 

For WF it is the car number minus the last 4..

[maninder89]

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@dodgerslv wrote:

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@maninder89 wrote:

AMEX:

I got my Delta Amex in Feb. It has been 2 statement cycles and none of the CRs show it as of today. 

How long does it take for new accounts with amex to show up.

WF:

I have a WF Secured Card which may be up for graduation this month. What kind of card will I get after graduation ? Can I PC it to Cash Rewards ? 

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Just remember that not everyone qualifies for their card to graduate even if you had it over a year. So its not a guarantee. I dont think you can PC a WF product but you can always call and ask.

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That is why I said "may".. the lenders are weird when it comes to graduating. My friend still has not graduated but he has another card with 3K CL with WF.. WF still is not graduating his card. He is not closing it to preserve his AAoA..

[HiLine]

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@maninder89 wrote:

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That is why I said "may".. the lenders are weird when it comes to graduating. My friend still has not graduated but he has another card with 3K CL with WF.. WF still is not graduating his card. He is not closing it to preserve his AAoA..

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It is a well-known fact that Wells Fargo sucks for credit cards.