Walmart MC Upgrade Question

[Anonymous]

Quick question everyone...if you know...have been upgraded to Wally MC (Letter says will upgrade around mid October)...will my current Wally store cl be my new Wally MC cl?.  Have received so many different responses. Thanks so so much in advance.

Gregg

[Anonymous]

Just called Wally csr and they cant give me an answer...what to do...what to do...ugh

[TiggerDat]

The MC will replace the Wally World card.  You might be getting an increase with the conversion, you can call them and ask.  When it was Discover, I did exactly that.  I didn't take the conversion, but I took the CLI!  I didn't take the conversion because it would have been reported as a new starting date and the Wally World card would have been reported as closed.  (Goodness, I wish they would change that!)

[Anonymous]

You would think that tne open date would not change since, in reality, it is the same account just upgraded (like amex)...Dont understand synchrony...but i digress...don't really care if they give me the cli or the aaoa hit..i just dont want to go through the hit AND not get my wally limit (10K)...I would be VERY VERY angry. When I call wally they r like well...we don't know what your limit will be yet.  But i am like if you are importing my account info from one card to another (per the letter i received), and if my wally store card info is balance=500 and cl=10K, then wouldn't my MC have a balance of 500 and a cl of 10K.(that is what an import is...right?)

I do not want to accept this card blindly.  I am content with the Wally store card with 10K.  Neither need, nor want, a Wally MC with a cl of 1500

Gregg

[Anonymous]

I had them upgrade me several years ago when it was still Discover. My credit limit increase substantially ($500-$2500 IIRC), and the old card was closed.

[Anonymous]

Unless it specifically stated you will be receiving a CLI, then I think it's safe to assume your CL will remain the same. I would contact CS if you have questions or concerns about your CL. Good luck!!

[Anonymous]

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@Anonymous wrote:

You would think that tne open date would not change since, in reality, it is the same account just upgraded (like amex)...Dont understand synchrony...but i digress...don't really care if they give me the cli or the aaoa hit..i just dont want to go through the hit AND not get my wally limit (10K)...I would be VERY VERY angry. When I call wally they r like well...we don't know what your limit will be yet.  But i am like if you are importing my account info from one card to another (per the letter i received), and if my wally store card info is balance=500 and cl=10K, then wouldn't my MC have a balance of 500 and a cl of 10K.(that is what an import is...right?)

I do not want to accept this card blindly.  I am content with the Wally store card with 10K.  Neither need, nor want, a Wally MC with a cl of 1500

Gregg

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Gregg,

If you aren't getting a finite response from CS and you don't need the upgrade, then keep your account as is. For me, the only difference I see with the MC is after you spend a certain dollar amount,  you earn a $5 credit. 

Maybe you should compare the benefits yourself and then make a decision. Good luck!

[Anonymous]

As always...thanks for all the help everyone..you r the best...

Gregg

[SunriseEarth]

Unfortunately, it's truly YMMV.   Lower store card CLs tend to see a CLI with the upgrade, whereas higher CLs tend to stay the same (and even decrease in a few cases).

[Anonymous]

Thanks sunrise..appreciate the info