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Walmart MC Upgrade Question

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Anonymous
Not applicable

Re: Walmart MC Upgrade Question

Hi, i have the store card with a limit of 5k. How were you able to upgrade to the mastercard? Thank you!
Message 11 of 24
Anonymous
Not applicable

Re: Walmart MC Upgrade Question

Hi. Received an upgrade letter in the mail about a month ago. Have had the ca
Message 12 of 24
Anonymous
Not applicable

Re: Walmart MC Upgrade Question

Card since Nov of last year. Started with a limit of 150. Now 10K. Have put less than 500 through the card..TU is 773.

Gregg
Message 13 of 24
TiggerDat
Valued Contributor

Re: Walmart MC Upgrade Question

It isn't very likely that they would lower the limit.  As stated by another before, they actual tend to raise limits when this happens. If a normal CSR can't handle the question or give the answer, then maybe speak with a supervisor.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 14 of 24
Anonymous
Not applicable

Re: Walmart MC Upgrade Question

Thanks tigger...I mean i would happy with just the 10K but hey...upward and onwards. Ill ask for 25K..see what they give me!!!

Message 15 of 24
Anonymous514
Established Contributor

Re: Walmart MC Upgrade Question

The Csr I talked to and multiple managers said the card keeps the opened date it just changes numbers and looks. So yup I am getting my upgrade in October too I check the mail daily since I got the letter waiting for it!




Message 16 of 24
Anonymous
Not applicable

Re: Walmart MC Upgrade Question

OH MAN fantastic. No aaoa hit for me!!!!!
Message 17 of 24
SunriseEarth
Moderator Emeritus

Re: Walmart MC Upgrade Question


@bigalkescott514 wrote:

The Csr I talked to and multiple managers said the card keeps the opened date it just changes numbers and looks. So yup I am getting my upgrade in October too I check the mail daily since I got the letter waiting for it!


That's a new development, if true.   AFAIK, Synchrony upgrades from PLCC to bankcards create a new TL, account number, and open date.   Keep an eye on those CRs, everyone!



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Wayfair MC $9500 |~~
Message 18 of 24
Anonymous
Not applicable

Re: Walmart MC Upgrade Question

Uh oh. I'm back to smoking...ugh Smiley Sad
Message 19 of 24
FinStar
Moderator Emeritus

Re: Walmart MC Upgrade Question


@SunriseEarth wrote:

@bigalkescott514 wrote:

The Csr I talked to and multiple managers said the card keeps the opened date it just changes numbers and looks. So yup I am getting my upgrade in October too I check the mail daily since I got the letter waiting for it!


That's a new development, if true.   AFAIK, Synchrony upgrades from PLCC to bankcards create a new TL, account number, and open date.   Keep an eye on those CRs, everyone!


And perhaps those CSRs or managers may not be as well-informed either, which has been the case in several instances.  From reading some recent Walmart MC upgrades the open date of the orginal card was not preserved.  So, the MC basically became new TL and the store card closed.

 

Something to consider OP since the only way you'll know for sure as far as your AAoA (absent from these forums or any CSRs) is your actual CRs - should you decide to take the upgrade.  Also, no guarantees on what CL you would receive.  Of course, if you decide to go through with the upgrade, you can always check and see if they can raise it.

Message 20 of 24
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