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Walmart MC max CL

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Shogun
Moderator Emeritus

Re: Walmart MC max CL


@Anonymous wrote:

@Shogun wrote:

I have a Walmart card.  I have a 6 figure plus salary.  I shop there.  It's the only store for about 50 miles.  So.........


Only store for 50 miles?  Where do you live?  Wyoming?


Oklahoma.  Smiley Wink

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 11 of 22
Shogun
Moderator Emeritus

Re: Walmart MC max CL


@Shogun wrote:

@Anonymous wrote:

@Shogun wrote:

I have a Walmart card.  I have a 6 figure plus salary.  I shop there.  It's the only store for about 50 miles.  So.........


Only store for 50 miles?  Where do you live?  Wyoming?


Oklahoma.  Smiley Wink


Well,, not the ONLY store.. There's a Lowes and a Staples.  But that's it.  No Kmart, Target, Costco... etc... nothing.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 12 of 22
Anonymous
Not applicable

Re: Walmart MC max CL


@Shogun wrote:

@Anonymous wrote:

@Shogun wrote:

I have a Walmart card.  I have a 6 figure plus salary.  I shop there.  It's the only store for about 50 miles.  So.........


Only store for 50 miles?  Where do you live?  Wyoming?


Oklahoma.  Smiley Wink


Ah.  Makes sense.  Sometimes I wish I lived in an area where there was only 1 store in 50 miles instead of 15,000.  Guess there are advantages to each.

Message 13 of 22
Anonymous
Not applicable

Re: Walmart MC max CL


@Shogun wrote:

@Shogun wrote:

@Anonymous wrote:

@Shogun wrote:

I have a Walmart card.  I have a 6 figure plus salary.  I shop there.  It's the only store for about 50 miles.  So.........


Only store for 50 miles?  Where do you live?  Wyoming?


Oklahoma.  Smiley Wink


Well,, not the ONLY store.. There's a Lowes and a Staples.  But that's it.  No Kmart, Target, Costco... etc... nothing.


Hard to get anything to eat from Lowes or Staples

Message 14 of 22
Shogun
Moderator Emeritus

Re: Walmart MC max CL


@Anonymous wrote:

@Shogun wrote:

@Shogun wrote:

@Anonymous wrote:

@Shogun wrote:

I have a Walmart card.  I have a 6 figure plus salary.  I shop there.  It's the only store for about 50 miles.  So.........


Only store for 50 miles?  Where do you live?  Wyoming?


Oklahoma.  Smiley Wink


Well,, not the ONLY store.. There's a Lowes and a Staples.  But that's it.  No Kmart, Target, Costco... etc... nothing.


Hard to get anything to eat from Lowes or Staples


Yeah.. not much in the grocery department there.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 15 of 22
MarineVietVet
Moderator Emeritus

Re: Walmart MC max CL


@Strogen wrote:

Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive. 

 

And their customer base isnt exactly what I would call "Credit worthy"..... lol

 

12K is a plenty good limit unless all your other cards are at 20K or something. 

 


I shop at WM almost everyday.

Message 16 of 22
Anonymous
Not applicable

Re: Walmart MC max CL


@MarineVietVet wrote:

@Strogen wrote:

Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive. 

 

And their customer base isnt exactly what I would call "Credit worthy"..... lol

 

12K is a plenty good limit unless all your other cards are at 20K or something. 

 


I shop at WM almost everyday.


Yeah, but having 850's is dangerous. Like if you go over by one point you start back at 300. Smiley Surprised

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

"That's not how it works, That's not how any of this works!" Smiley Tongue

Message 17 of 22
shane1978
Regular Contributor

Re: Walmart MC max CL

Does anyone know if an online cli request on the Walmart MC is a HP or SP?

Message 18 of 22
gdale6
Moderator Emeritus

Re: Walmart MC max CL


@shane1978 wrote:

Does anyone know if an online cli request on the Walmart MC is a HP or SP?


sp

Message 19 of 22
TRC_WA
Senior Contributor

Re: Walmart MC max CL

When I want to stand in line for 30+ minutes because they only have 2 registers open... I go to Walmart.

 

When I want to stand in line for 30+ minutes because everyone and their mother is there... I go to Costco.

 

When I want to shop and check out in a reasonable amount of time I go to Safeway or Sam's Club.

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 20 of 22
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