cancel
Showing results for 
Search instead for 
Did you mean: 

Walmart Store Card

tag
blk8
Regular Contributor

Walmart Store Card

I cant seem to find the payment options for my walmart store card. I just paid off my Paypal smart connect in full and would like to use the paypal debit card to pay off my walmart card in store. Can i use a debit card to payoff my store card?

 

I want to do this after my paypal statement cuts so it still shows zero balance on my reports..... im shuffling money around this month.



FICO: EX 662 | EQ 670 | TU 681
Message 1 of 12
11 REPLIES 11
coldnmn
Mega Contributor

Re: Walmart Store Card

That's the same as money kiting subject not allowed on this forum.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 12
myjourney
Super Contributor

Re: Walmart Store Card


@blk8 wrote:

I cant seem to find the payment options for my walmart store card. I just paid off my Paypal smart connect in full and would like to use the paypal debit card to pay off my walmart card in store. Can i use a debit card to payoff my store card?

 

I want to do this after my paypal statement cuts so it still shows zero balance on my reports..... im shuffling money around this month.


After the financial crises banks 99% of the time will not allow you to pay that way  

So they instituted that payments had to come from your checking account..Basally cash

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 12
Credit-hoarder
Valued Contributor

Re: Walmart Store Card

I thought you could use a debit card to pay if it's linked to a checking acct. or a Pay-Pal SAVINGS acct. Is this not correct? Or do you have to have a routing no. and an acct. number?

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 4 of 12
coldnmn
Mega Contributor

Re: Walmart Store Card

The PayPal debit card is linked to a PayPal account which may or may not be linked to a checking or savings account. If linked to a PayPal smart connect or Master card. Not much different then check kiting. Having two accounts one paying the other.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 12
blk8
Regular Contributor

Re: Walmart Store Card

I don't see the difference between this and doing a balance transfer.


FICO: EX 662 | EQ 670 | TU 681
Message 6 of 12
coldnmn
Mega Contributor

Re: Walmart Store Card

After thinking about it I believe I'm wrong and your right. Sorry for the misinformation. It would be no different then a balace transfer the money is there. Where check kiting is writing checks back and forth with no funds. Again sorry for the confusion.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 12
SunriseEarth
Moderator Emeritus

Re: Walmart Store Card


@blk8 wrote:

I cant seem to find the payment options for my walmart store card. I just paid off my Paypal smart connect in full and would like to use the paypal debit card to pay off my walmart card in store. Can i use a debit card to payoff my store card?

 

I want to do this after my paypal statement cuts so it still shows zero balance on my reports..... im shuffling money around this month.


AFAIK, members have had no issues using bank debit cards to pay their Walmart CCs at the register.  I don't know specifically if the PayPal Debit Card would cause issues.  Worst case scenario if you try is that it wouldn't go through.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 8 of 12
SunriseEarth
Moderator Emeritus

Re: Walmart Store Card


@coldnmn wrote:

That's the same as money kiting subject not allowed on this forum.


If what the OP is doing is against the T&C of his Walmart CC or Paypal Debit Card, or if it's against PayPal's TOS, then it would clearly be against the myfico TOS.  I don't know enough about this situation to know if that is the case, but I would urge the OP to become familiar with those things I've mentioned.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 9 of 12
coldnmn
Mega Contributor

Re: Walmart Store Card

I believe I was wrong in making that assumption seeing as there is money in the accounts. Thats why this forum is so great. I made a mistake I believe and people are there to correct me if I'm willing to listen. That's why we have Moderators to make the final decision if we are all unsure.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.