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Walmart store card

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EAJuggalo
Established Contributor

Walmart store card

I'm making a big purchase tomorrow at Wal-Mart and would like to use the 0% option on the store card.  Can I apply for it now, get approved then use it tomorrow?  Or am I going to have to wait and fill out the app while I'm there?  Can I get the number and use it before I receive the actual card?

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Walmart store card

They have an in store application process.  Many people have reported that the approval could not be done in the store and required more info. They do not give card numbers before hand.  If you apply on line today (tonight) my guess is  7 to 10 days to get the card.  We got a Sam's card with a promo that required us to go to the club.  They told us we were approved and let us use it that day. That was several years ago. 

Message 2 of 6
Anonymous
Not applicable

Re: Walmart store card

I got my Walmart card online 2 months ago. Very easy process. They will email you a temporary card to use in store immediately. I had no problem using mine at all before the card came in the mail.
Message 3 of 6
VipreArmed
Contributor

Re: Walmart store card

Quick question,  

 

Does anyone know if you add a cardholder for the Store card does it report to their credit like an authorized user for a regular credit card does?   I'm thinking about adding my girlfriend but I don't want to change her credit rating or AAoA or anything?

 

 

 

AMEX Blue Cash | Capital One Platinum | OverStock CC | Quiksilver | Walmart | VS Angel Card | 24k Student Loans |

Starting Scores: 4/1/2017 EQ: 623 TU: 644 EX: 661
10/30/2017 EQ: 641 TU: 681 EX: 695
Goal: 720 EQ-TU-EX

Gardening till April 2018!


Message 4 of 6
rmduhon
Valued Contributor

Re: Walmart store card

It'll report to her reports. So it can change her AAoA and everything else.
Message 5 of 6
VipreArmed
Contributor

Re: Walmart store card


@rmduhon wrote:
It'll report to her reports. So it can change her AAoA and everything else.

Thanks.  That's what I wanted to know.  

AMEX Blue Cash | Capital One Platinum | OverStock CC | Quiksilver | Walmart | VS Angel Card | 24k Student Loans |

Starting Scores: 4/1/2017 EQ: 623 TU: 644 EX: 661
10/30/2017 EQ: 641 TU: 681 EX: 695
Goal: 720 EQ-TU-EX

Gardening till April 2018!


Message 6 of 6
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