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Walmart with Capital One pulls?

Creditaddict
Legendary Contributor

Walmart with Capital One pulls?

Is this a typical 3 pull Capital One card or because it's store they just pull 1 report?

Any data points yet on reports and scores?

Message 1 of 93
92 REPLIES 92
gramps52
Frequent Contributor

Re: Walmart with Capital One pulls?

Triple pull
08 ficos 9/2019 eq 685 tu 704 ex 677
Message 2 of 93
Creditaddict
Legendary Contributor

Re: Walmart with Capital One pulls?

The worst... feels out of touch
Message 3 of 93
Raisondetre
New Contributor

Re: Walmart with Capital One pulls?

Yup, definitely triple pull. Just applied for it and all my credit monitoring started sending me messages instantly for all 3 bureaus. Ugh... then I got the "we need more information message"
TU Fico8 score December 2018 - 585
TU Fico8 score April 2020 - 709
TU Fico8 score January 2021 - 750

Cards in order of opening, starting from December 2018
Indigo - $300 (Closed. Helped with rebuild)
Fingerhut - $900 (about to close but helped with rebuild)
Cap1 QS1 - $500 (Closed due to them never upping credit limit)
Lord & Taylor - $750 (card closed due to store closing down)
CareCredit - $20,000
Tractor Supply - $4,000
Discover - $2,800
Amazon Store Card - $10,000
BBVA Clearpoints - $4,700
Home Depot - $4,000
Ashley Advantage - $3,500
Second Discover - $1,000
FNBO - $6,800
Message 4 of 93
ImTheDevil
Community Leader
Super Contributor

Re: Walmart with Capital One pulls?

Is that a 3x pull for the MC version only though? I would have expected the store card to be a single pull like the Kohl’s card, which CapOne also backs...


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 5 of 93
Raisondetre
New Contributor

Re: Walmart with Capital One pulls?


@ImTheDevil wrote:
Is that a 3x pull for the MC version only though? I would have expected the store card to be a single pull like the Kohl’s card, which CapOne also backs...

Good question. When you go to apply it says at the top "We will consider you for the Capital One® Walmart Rewards™ Mastercard®. If we are unable to approve you for this card, we will automatically consider you for the Walmart Rewards™ Card." - So turns out it's a 3 pull for either, since you can't just app for the store card online.

TU Fico8 score December 2018 - 585
TU Fico8 score April 2020 - 709
TU Fico8 score January 2021 - 750

Cards in order of opening, starting from December 2018
Indigo - $300 (Closed. Helped with rebuild)
Fingerhut - $900 (about to close but helped with rebuild)
Cap1 QS1 - $500 (Closed due to them never upping credit limit)
Lord & Taylor - $750 (card closed due to store closing down)
CareCredit - $20,000
Tractor Supply - $4,000
Discover - $2,800
Amazon Store Card - $10,000
BBVA Clearpoints - $4,700
Home Depot - $4,000
Ashley Advantage - $3,500
Second Discover - $1,000
FNBO - $6,800
Message 6 of 93
ImTheDevil
Community Leader
Super Contributor

Re: Walmart with Capital One pulls?

That’s ridiculous honestly. Way back when the news broke of the CapOne takeover, I joked about triple pulls for $300 store CLs. It’s pathetic that this will likely be a reality.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 7 of 93
CreditSweeper
Established Contributor

Re: Walmart with Capital One pulls?


@Raisondetre wrote:

@ImTheDevil wrote:
Is that a 3x pull for the MC version only though? I would have expected the store card to be a single pull like the Kohl’s card, which CapOne also backs...

Good question. When you go to apply it says at the top "We will consider you for the Capital One® Walmart Rewards™ Mastercard®. If we are unable to approve you for this card, we will automatically consider you for the Walmart Rewards™ Card." - So turns out it's a 3 pull for either, since you can't just app for the store card online.


A quick look on Walmart’s website shows that you can, indeed, apply for the store card only version. Just keep scrolling down and you’ll see that option. 

 

Now we will have to wait wait for someone to apply for the store card only to see DPs on pulls for that version...

Personal Credit -
AMEX: Platinum, Gold, Green, Blue Cash Preferred
PNC: Cash Rewards, Points
BOA: Cash Rewards
NFCU: Flagship Rewards, Cash Rewards, CLOC
PSECU: Founders
BB&T: Spectrum Cash Rewards
CapOne: Quicksilver
Discover: IT Chrome, IT
Synchrony: PayPal 2%, PayPal Credit
Barclays: Uber
PenFed: Power Cash Rewards, Platinum Rewards
Alliant: Visa Signature
Goldman Sachs: Apple Card
BBVA: Clear Points
FNBO: Rewards
Store Cards: Target, Macy’s



Business Credit-
AMEX: Delta Gold, Amazon Prime, Simply Cash Plus
PNC: Visa Business
Synchrony: Lowes
Message 8 of 93
Jnbmom
Community Leader
Senior Contributor

Re: Walmart with Capital One pulls?


@CreditSweeper wrote:

@Raisondetre wrote:

@ImTheDevil wrote:
Is that a 3x pull for the MC version only though? I would have expected the store card to be a single pull like the Kohl’s card, which CapOne also backs...

Good question. When you go to apply it says at the top "We will consider you for the Capital One® Walmart Rewards™ Mastercard®. If we are unable to approve you for this card, we will automatically consider you for the Walmart Rewards™ Card." - So turns out it's a 3 pull for either, since you can't just app for the store card online.


A quick look on Walmart’s website shows that you can, indeed, apply for the store card only version. Just keep scrolling down and you’ll see that option. 

 

Now we will have to wait wait for someone to apply for the store card only to see DPs on pulls for that version...


I am gonna take a guess, they will still pull all 3, it's the cap one way of doing thingsSmiley Sad

EXP 758 TU 783 EQ 729
Message 9 of 93
gramps52
Frequent Contributor

Re: Walmart with Capital One pulls?

Definitely triple pull
08 ficos 9/2019 eq 685 tu 704 ex 677
Message 10 of 93
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