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Wamu question

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Anonymous
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Wamu question

I got a pre approval for a Wamu Visa for up to $7500 cl but only got a $750 cl. Why are they still sending pre approvals letters but now it says up to $10,000? has anyone attempted to get 2 cards and combined them?
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Wamu question

Goiong strictly by your scores, I'm surprised they didn't give you a higher CL. But I wouldn't let that worry you. Us the card sparingly, wait until you gain another 10 to 15 FICO points (or six months of on-time payments) and then go for a CLI.
Message 2 of 7
heirophant
Established Contributor

Re: Wamu question

Seems from other people's experience (and mine), on your 6th statement, you will get a CLI if you use it regularly.  I went from 1500 to 2500 just 2 days ago.  I'm pretty excited about that.  The do not accept customer-initiated CLI's, so you will have to wait for them to give you an auto-CLI.  Stick with it, though.  I don't know what my score for EX was in January, but now it is 645.  Your score is higher than mine, so who knows what gives.  Hard to tell with WAMU.  They are all over the board.
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788

In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000

Mortgage 11/20
Message 3 of 7
Anonymous
Not applicable

Re: Wamu question

thanx for the responses... It will be 6 Months in about a week or so. I'll see what happens.
Message 4 of 7
Anonymous
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Re: Wamu question

Wamu seems to increase regularly if you use your card. I didn't use mine for a year, and just last week, I put $50 on it, they increased my CL by another $1000.
Message 5 of 7
Anonymous
Not applicable

Re: Wamu question

base o his scores he has Fair credit
Message 6 of 7
Anonymous
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Re: Wamu question

No CLI on my first Wamu Visa (CL=1000 dollars), but I was approved for another card today (via pre-approval) for 1300 dollars.  I am going to combine eventually.
Message 7 of 7
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