Wamu

[laryn41]

Does wamu have a preapproval site?

[Anonymous]

Yep-

https://online.wamu.com/personal/credit_card/platinum_mastercard/default.asp

You have to sign in first- and see pre-approval offers.

This is how I got my MC.

[Anonymous]

Timothy, I registered. It wouldn't let me use my existing u.n. & p.w. for the cc accounts I have with them. (not complaining..no biggie, just fyi.)

I get the strong impression that where I am taken is actually the page where you apply for the card. It has all the information that a mailed pre-approval has, including ssn, HHI, balance transfer options, etc.

Could I be mis-interpreting this?

[GST2008]

On the WAMU sight, I don't think that the pre-approval page actually works unless you have an account with them already. I created a password and name to try and see, but it doesn't work for me (it doesn't request any SSN info. for a soft pull). I'm just taken to the regular Plat. MC application page.

[Anonymous]

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@GST2008 wrote:
On the WAMU sight, I don't think that the pre-approval page actually works unless you have an account with them already. I created a password and name to try and see, but it doesn't work for me (it doesn't request any SSN info. for a soft pull). I'm just taken to the regular Plat. MC application page.

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I do. It's not a bank account, but 2 cc's.

Maybe they require for you to have a bank account or some saving vehicle with them before the pre-approval site works. *shrug*

[Anonymous]

If you're just seeing the application page, then they don't have a preapproval for you.

If you're seeing an offer for a Plat MC with a specific rate in the T&C (not a range of possible rates), then that is a preapproval.

They don't need SSN to pull your CR.

[GST2008]

Really? I thought they need it to pull a CR. BoA and Amex both require it for a soft report to be run. That's interesting.

[Anonymous]

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GST2008 wrote:
Really? I thought they need it to pull a CR. BoA and Amex both require it for a soft report to be run. That's interesting.

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Nope, it's not needed.  SSN is not even needed to report a tradeline.  My DF added me as AU on her WaMu card, and the account showed up on my CRs.  WaMu never asked for my SSN before issuing the card.

[GST2008]

That's kind of creepy in a way.

[Anonymous]

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GST2008 wrote:
That's kind of creepy in a way.

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I had the same thought when it happened.