The hard limit offer is a computer generated resonse, it's not subject to human over ride. No regular CSR knows about it (or if they do, they don't dare mention it). It's a newer program AMEX implemented to garner market share when they realized their customer base wasn't growing fast enough coming in to replace those "going out" and not many younger people have much credit history (ZYNC's target market is mostly college age and those who do not have a lot of credit history). This all started back in 2008-2009 when they came out with ZYNC.
The HL is AMEX with training wheels (they watch your history etc and promote you later). The system should have kicked out a snail mail form that will probably come in the mail by the end of the week at the latest, it should come with your denial letter actually (yes, you're denied NPSL but approved for HL). You will need to supply your banking info on the form and mail or fax it to the number provided.
They don't want to appear to be anything along the line of "sub prime" by giving a "limit" on a charge card, so you never see it mentioned anywhere in advertising or on their site. A bit of AMEX's allure is prestige, which does not come with 200 and 500 limit cards connected to your brand.
I hope this helps 
@RyVision wrote:The hard limit offer is a computer generated resonse, it's not subject to human over ride. No regular CSR knows about it (or if they do, they don't dare mention it). It's a newer program AMEX implemented to garner market share when they realized their customer base wasn't growing fast enough coming in to replace those "going out" and not many younger people have much credit history (ZYNC's target market is mostly college age and those who do not have a lot of credit history). This all started back in 2008-2009 when they came out with ZYNC.
The HL is AMEX with training wheels (they watch your history etc and promote you later). The system should have kicked out a snail mail form that will probably come in the mail by the end of the week at the latest, it should come with your denial letter actually (yes, you're denied NPSL but approved for HL). You will need to supply your banking info on the form and mail or fax it to the number provided.
They don't want to appear to be anything along the line of "sub prime" by giving a "limit" on a charge card, so you never see it mentioned anywhere in advertising or on their site. A bit of AMEX's allure is prestige, which does not come with 200 and 500 limit cards connected to your brand.
I hope this helps
+1
But they should have offered it to me!!! 
@RockinRay wrote:
@LS2982 wrote:
@CS800 wrote:
@LS2982 wrote:I want to app for AMEX Zync but i'm dedicated to the garden
But you know the reward is big after your gardening session
Yes, but I want one (temper tantrum)!!!!!!
No no! Stay away!
Ray
I'm going to. Staying the course for 2013 Prime status is my goal!
@LS2982 wrote:
@RockinRay wrote:
@LS2982 wrote:
@CS800 wrote:
@LS2982 wrote:I want to app for AMEX Zync but i'm dedicated to the garden
But you know the reward is big after your gardening session
Yes, but I want one (temper tantrum)!!!!!!
No no! Stay away!
Ray
I'm going to. Staying the course for 2013 Prime status is my goal!
GOOD! I am right there with you!
Ray