Want to go for some CLI

[Anonymous]

I'd like to ask for some CLI but I don't want to add hard inquires. I have Chase, Capital One, and a PNC credit card. Does it vary from company to company whether they do hard or soft pulls? Or is one of the other standard?

[creditFiend]

Chase HP/ Cap1 SP every six months upon request/ someone else will chime in on PNC.

[Anonymous]

I recived a $4000 increse in my Cap1 in August/Novemeber, and I just recived my Marriott card in December. Too early to bug either of them for more? Main reason fro asking is just to keep utilization low. 

[OmarGB9]

Yes probably still a bit early to ask either one for more. At least another 3 months for cap1, and 2-3 more months for Chase. Cap1 would be SP while Chase would be HP.

[SouthJamaica]

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@Anonymous wrote:
I'd like to ask for some CLI but I don't want to add hard inquires. I have Chase, Capital One, and a PNC credit card. Does it vary from company to company whether they do hard or soft pulls? Or is one of the other standard?

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Yes it varies from company to company.

Capital One is soft pull.

[Anonymous]

YMMV but cap 1 is always soft pull. But not always easy to get. Just depends on your pay/spend ratio I guess