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Warning: weird email from Discover

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NRB525
Super Contributor

Re: Warning: weird email from Discover


@Anonymous wrote:

@Anonymous wrote:

I just called, the rep verified it was a genuine email then started asking for details about my employment, citizenship, income, and assets...

 

 

Is this like Discover's version of a FR?


I received this in the mail requesting updated infor for my girlfriend. i started a chat and they said i needed to update SSN, address & date of birth. I hope someone can shed a little more light on this


They don't already have this on file? or is this an AU account?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 11 of 29
NRB525
Super Contributor

Re: Warning: weird email from Discover


@Anonymous wrote:

I say just go into your Discover account and change one thing in your personal information, submit it, then change it back and submit it again.  Then in their system they'll see that you've "updated your personal information" recently and perhaps you'll avoid any emails, snail mails, calls, etc.


This.

I accept offer emails to click-to-activate things like the 5% category, but when dealing with the profile information for the account, go to the website and log in, then make the updates there.

 

Phishing is common, and sometimes difficult to detect from an email.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 12 of 29
Anonymous
Not applicable

Re: Warning: weird email from Discover

It was never added originally.... and it's a US Discover
Message 13 of 29
Anonymous
Not applicable

Re: Warning: weird email from Discover

I'm not understanding why they wouldn't have the information to begin with.  Usually all of those fields like SS#, DOB, etc. are required fields and you can't submit your info on that page without filling in those values.

Message 14 of 29
Vegas4Play
Valued Contributor

Re: Warning: weird email from Discover

The sent a snail mail to hubby asking "specifically for his occupation".  First time I have ever seen anything like it. This information is already in his profile so dont know why they are asking him to login and add it.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 15 of 29
MASTERNC
Frequent Contributor

Re: Warning: weird email from Discover

FWIW, I logged into my Discover account and went to my profile (no prompt on the homepage).  It did have an area for Citizenship/Employment, which I had never seen before.  The info was not filled in so I updated it.  They also asked for liquid assets and housing payments in the Income section.  Sounds like this might be new info they need and they are requesting it on an as needed basis.  If you update it proactively, that may avoid the suspicious looking e-mail.

Message 16 of 29
Anonymous
Not applicable

Re: Warning: weird email from Discover

I got this message last night, I logged in but no promt to update anything

Message 17 of 29
jeffery581
Established Contributor

Re: Warning: weird email from Discover

I got this email as well. I clicked on it and it took me to https and it was something.discover.com.  Never been fooled by a fishing email. Hope I wasn't this time but it seams legit.

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard
Message 18 of 29
MASTERNC
Frequent Contributor

Re: Warning: weird email from Discover


@jeffery581 wrote:

I got this email as well. I clicked on it and it took me to https and it was something.discover.com.  Never been fooled by a fishing email. Hope I wasn't this time but it seams legit.


Was it portal.discover.com?  That is what appears after I log in via the Discover homepage, so you're likely safe.  If there was anything after discover.com (such as another country's top level domain), then I'd be worried.

Message 19 of 29
jeffery581
Established Contributor

Re: Warning: weird email from Discover

I do not rememeber what was before .discover.com.  But it was Discovers domain. 

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard
Message 20 of 29
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