Was it a mistake applying for the Ebay Mastercard?

Rudy1 · ‎03-16-2020

I applied earlier this week for the Ebay Mastercard and got approved $4000 but my question is would it have been better to get a Paypal Extras or 2% MC rather than this are the rewards better at Paypal? If so I may add one of the Paypal Cards to my Goal list so in 2021. If you think I should have choosen a Paypal which one Extras or 2% would love to hear.

Elan Max Cash Preferred Visa Chevron CU $2000

Citibank Diamond Preferred Mastercard $200

Bloomindales American Express Card $20,000

Elan Financial Horizon Bank SMART BUSINESS REWARDS CARD $4000

>

American Express Blue Business Plus Card $2600

Lowes Business Amex Business Rewards Card $2600

PHH Mortgage Formerly Ocwen(The Actual Worst of Mortgage Servicer) Formerly GMAC!

2016 Mini Cooper Countryman through Carvana

Goal Cards:

Bank Of America Customized Cash Rewards Card

AverageJoesCredit · ‎03-16-2020

Imho, Paypal MC 2% cb card is best of all 3. Simple cash back card thats easy to redeem. Only issue might be fraud issues but apart from that solid card.

coldfusion · ‎03-16-2020

@AverageJoesCredit wrote:
Imho, Paypal MC 2% cb card is best of all 3. Simple cash back card thats easy to redeem. Only issue might be fraud issues but apart from that solid card.

+1. No AF, no FTF, straight 2% cashback, no mininum redemption value. It isn't a bad card to keep in your wallet for general purpose uncategorized spend.

The fly in the ointment is that you have to log into your Paypal account and click through it to manage the card.

(2/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

seattletravels · ‎03-16-2020

What did you like about the Ebay card that made you apply for it?

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

BallBounces · ‎03-16-2020

I have the PayPal MC. (I also have a PayPal Credit Line.)

I have the Ebay MC.

The Paypal MC card is superior for everything except heavy Ebay specific usage. The PayPal MC is, on it's own merits, a really really good card.

One person's opinion of course.

FICO 8 Scores for April 2025:

Do you know your SuperFICO?

mikesonthemend · ‎03-16-2020

@coldfusion wrote:
@AverageJoesCredit wrote:
Imho, Paypal MC 2% cb card is best of all 3. Simple cash back card thats easy to redeem. Only issue might be fraud issues but apart from that solid card.
+1. No AF, no FTF, straight 2% cashback, no mininum redemption value. It isn't a bad card to keep in your wallet for general purpose uncategorized spend.

The fly in the ointment is that you have to log into your Paypal account and click through it to manage the card.

Better account alert system would make this the perfect all-around card. Customer service is also not Disco/Amex level, but rewards and growth are the best.

Living through Darwinism is so much worse than learning about about it in school.