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We know what's in your sig, but what's in your wallet (portfolio)?

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DoroLucky
Valued Contributor

We know what's in your sig, but what's in your wallet (portfolio)?

Yes this is the showoff thread LOLSmiley LOLSmiley LOLSmiley Very HappySmiley LOLSmiley Very Happy

***Cards are grouped in order of oldest to most recent***

 

THANK YOU friends, don't know where my credit game would be without this forum. 

 

Cap1 QS1 $2500

Cap1 QS $9000

Chase Freedom $3000

Neiman Marcus $2100

Amex PRG 

Amex EveryDay $9000

 

Cap1 Venture $7000

GM Buypower $750

Suntrust Prime Rewards $4000

 

Navy Federal GoRewards $21,300

 

(These were all from a mini spree yesterday)

Amex Delta Gold $1000

Amex BCE $5000

Discover IT $6600

Citi ThankYou Preffered $4600

SaksFirst $1500

 

 

 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 1 of 101
100 REPLIES 100
jbsea
Established Contributor

Re: We know what's in your sig, but what's in your wallet?

My cards are in my Sig but what I keep in my wallet:

 

TE Amex ($1300) - Have to have that for Costco

PRG - My go to card

ED - ($15000) ok I just love Amex

NFCU Flagship Rewards ($5000) - I have to get the spend on it

Discover ($10500)  - for the 5% rewards

 

Everything else is SD

 

Edit:  When making big purchase I normally use Venture

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 2 of 101
Anonymous
Not applicable

Re: We know what's in your sig, but what's in your wallet?


@DoroLucky wrote:

Yes this is the showoff thread LOLSmiley LOLSmiley LOLSmiley Very HappySmiley LOLSmiley Very Happy

***Cards are grouped in order of oldest to most recent***

 

THANK YOU friends, don't know where my credit game would be without this forum. 

 

Cap1 QS1 $2500

Cap1 QS $9000

Chase Freedom $3000

Neiman Marcus $2100

Amex PRG 

Amex EveryDay $9000

 

Cap1 Venture $7000

GM Buypower $750

Suntrust Prime Rewards $4000

 

Navy Federal GoRewards $21,300

 

(These were all from a mini spree yesterday)

Amex Delta Gold $1000

Amex BCE $5000

Discover IT $6600

Citi ThankYou Preffered $4600

SaksFirst $1500

 

 

 


I've actually been meaning to put together a post about my journey with data points.  Let me list by bank, highest total exposure to lowest:

 

 

Synch $23k (too many to count, highlights are WM and Lowes at $6k each, a couple of Visa/MC at nearly $8k)

Citi $14k (4 cards, AA, DC, BB and Sears - the only actual Citi card is a laughable $500)

AMEX $12k (2 cards)

Cap1 $11k (3 cards, 1 co-branded)

US Bank $9.5k (3 cards, LOC)

Chase $8k (2 cards)

Barclay $6.5 (1 card)

 

and a bunch more under $5k each 

 

 

 

Message 3 of 101
OmarGB9
Community Leader
Super Contributor

Re: We know what's in your sig, but what's in your wallet?

You can carry 15 cards in your wallet? Smiley Surprised

I carry only 8 at a time. Smiley Tongue

WF Platinum - $3.5k
WF Debit
Chase Freedom - $2.4k
Barclays Rewards - $3.7k
CapOne Quicksilver - $3k
CapOne Venture - $10k
Discover IT - $6.3k
Amex PRG - NPSL

 

SD:

Chase SW Premier - $3k

CapOne Quicksilver - $1.3k


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 101
jbsea
Established Contributor

Re: We know what's in your sig, but what's in your wallet?


@OmarGB9 wrote:

You can carry 15 cards in your wallet? Smiley Surprised

I carry only 8 at a time. Smiley Tongue

WF Platinum - $3.5k
WF Debit
Chase Freedom - $2.4k
Barclays Rewards - $3.7k
CapOne Quicksilver - $3k
CapOne Venture - $10k
Discover IT - $6.3k
Amex PRG - NPSL

 

SD:

Chase SW Premier - $3k

CapOne Quicksilver - $1.3k


I used to carry 7 cards but I've cut it down to the cards that I really only use.  I think that the Flagship is going to be the one that rotates.

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 5 of 101
Anonymous
Not applicable

Re: We know what's in your sig, but what's in your wallet?

Mine aren't really anything you guys would really be impressed by with all your high credit limits but I'm pretty proud of where I've come in the last year of rebuilding after BK7.

 

Capital One QS1 - $2150

Capital One Platinum - $2150

Capital One Secured - $500

Barclay Rewards - $1300

 

I have a few other cards, but they have $0 balances and are sock drawered. 

Message 6 of 101
DoroLucky
Valued Contributor

Re: We know what's in your sig, but what's in your wallet?


@OmarGB9 wrote:

You can carry 15 cards in your wallet? Smiley Surprised

I carry only 8 at a time. Smiley Tongue

WF Platinum - $3.5k
WF Debit
Chase Freedom - $2.4k
Barclays Rewards - $3.7k
CapOne Quicksilver - $3k
CapOne Venture - $10k
Discover IT - $6.3k
Amex PRG - NPSL

 

SD:

Chase SW Premier - $3k

CapOne Quicksilver - $1.3k


Right now 10, I haven't gotten the other cards yet as I was just approved yesterday LOL

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 7 of 101
jbsea
Established Contributor

Re: We know what's in your sig, but what's in your wallet?


@Anonymous wrote:

Mine aren't really anything you guys would really be impressed by with all your high credit limits but I'm pretty proud of where I've come in the last year of rebuilding after BK7.

 

Capital One QS1 - $2150

Capital One Platinum - $2150

Capital One Secured - $500

Barclay Rewards - $1300

 

I have a few other cards, but they have $0 balances and are sock drawered. 


Dont worry about the credit limits, they will come.... We all had to start there also.  Your headed in the right direction

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 8 of 101
DoroLucky
Valued Contributor

Re: We know what's in your sig, but what's in your wallet?


@Anonymous wrote:

Mine aren't really anything you guys would really be impressed by with all your high credit limits but I'm pretty proud of where I've come in the last year of rebuilding after BK7.

 

Capital One QS1 - $2150

Capital One Platinum - $2150

Capital One Secured - $500

Barclay Rewards - $1300

 

I have a few other cards, but they have $0 balances and are sock drawered. 


I'm happy for anyone that can get approved, regardless of the limit. I know the credit struggle as I've been there. So CONGRATS and don't down yourself. 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 9 of 101
brewcrew87
Regular Contributor

Re: We know what's in your sig, but what's in your wallet?

Well my signature isn't quite up to date, but with a few new BoA BBR approvals this is how my wallet and SD will be looking:

 

Wallet:

 - Citi Double Cash $6,100 - everyday expenses in non-cat spending for 2%

 - Discover $23,000 - 5% cats and Discover Deals

 - US Bank $5,000 - 5% cats for gym and cell phones (I guess I don't need to carry this one, but I have the space Smiley Happy)

 - Amex BCP $18,000 - 6% groceries

 - Sallie Mae $5,500 - 5% Amazon, Walmart, and Target purchases now - gas purchases again starting in April

 - Chase AARP - $9,000 - 3% restaurants

 

SD:

 - BoA BBR $8,000 - will be putting Netflix on it for free $120 a year

 - BoA BBR $8,000 - will be doing some other small monthly bill on it, maybe internet for free $120 a year

 - Amex Everyday $23,000 - never use it

 - Chase Freedom - $10,500 - will start using for 5% cashback at Costco.com next month

 - Citi Simplicity - $15,000 - small BT on the card

 - Wells Fargo Rewards - $7,500 - never use it

 - Capital One Quicksilver - $5,000 - never use it.

 - Barclay Apple Rewards - $4.750 - never use it.

 

As I am sure you can tell, I am a primarily cash back guy.  We have a newborn so we don't travel much and the straight cashback makes it simple - no need to worry about redemption values, etc.

Main Cards: CSR(30k), DiscoverIT(50k), Freedom(10.5k), Ink+(17k), SallieMae(17.5k), 3x BoA MLB(24k), 2x BoA BBR(16k) and probably too many other cards at this point...
Current Score:
EQ: ??? TU: 799 EX: 784 - Last Updated 2-2-17 - Last CC App 11/25/16
Message 10 of 101
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