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WebBank Question

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Anonymous
Not applicable

Re: WebBank Question


@Anonymous wrote:
Wowzers I'm grateful so many of you offerred an opinion. Thats whats great about this sounding board I suppose your good ideas and bad ideas can be validated.

Ive taken into consideration all your feedback and I sent Fingerhut a message asking clarification on if its possible to decline acceptance of the card. They responded that Id need to call in to discuss.

The best outcome is the $2 gets paid on time and I do not have to accept the card ultimately...

In hindsight I should have read the disclosures that if you are denied the card, you will be enrolled in Freshstart Installment Loan program. I considered at the time just paying it off early (as is the only other disqualifying graduation scenario) and in hindsight I shouldve.

I do not condone nor would I ever even consider paying any other type of acct even 1 day late. All my cards are PIF before cut date and I make smalller payments weekly. I would not have made the leaps that I have this year without all of your input so I take it very seriously

I am glad things worked out in your favor. Smiley Happy

Message 21 of 30
AverageJoesCredit
Legendary Contributor

Re: WebBank Question


@Anonymous wrote:
Also, can someone lend me $2 please? Smiley Wink

!!joking....

Thats the spiritSmiley Happy. I would except Miesterbro and Jago22 took my lunch money over in the Garden ClubSmiley Wink

 

Youve done a great job progressing away from FH, dont let 2 bucks stop ya  now🤑

Message 22 of 30
Pikaboo-icu
Valued Contributor

Re: WebBank Question


@Anonymous wrote:
Also, can someone lend me $2 please? Smiley Wink

!!joking....

Pay it off with that big 'ole Navy card with the huge SL.. Awink.gif

  


Message 23 of 30
Anonymous
Not applicable

Re: WebBank Question


@Pikaboo-icu wrote:

@Anonymous wrote:
Also, can someone lend me $2 please? Smiley Wink

!!joking....

Pay it off with that big 'ole Navy card with the huge SL.. Awink.gif


Well folks. Mission. Accomplished. Regardless of whether any real harm would come from literally being a day late and a dollar (or two) short, I took ya'lls advice....sort of. I spoke to about 4 people at 4 different times and finally found the sweetest csr who managed to get a solution which allowed me to pay on time AND forego graduation thus accomplishing the original goal! Glad you guys chasticized the **it out of me because it ultimatey ended up working out Smiley Happy I truly believe almost no task is impossible that being said I was prepared to just simply pay the $2 and give my wife a shiny fingerhut card...

Message 24 of 30
Brian_Earl_Spilner
Credit Mentor

Re: WebBank Question

It definitely is shiny as it's just a piece of laminated paper.

    
Message 25 of 30
AverageJoesCredit
Legendary Contributor

Re: WebBank Question

I will never knock Fingerhut theyve helped me establish and reestablish my credit during my credit life so much❤ to them😃

Only thing better would be if they served Pizza🍕
Message 26 of 30
Brian_Earl_Spilner
Credit Mentor

Re: WebBank Question


@AverageJoesCredit wrote:
I will never knock Fingerhut theyve helped me establish and reestablish my credit during my credit life so much❤ to them😃

Only thing better would be if they served Pizza🍕

They sell pizza cookers for $999.99 + $37.99 S&H

    
Message 27 of 30
AverageJoesCredit
Legendary Contributor

Re: WebBank Question

NOICESmiley Happy
Message 28 of 30
Anonymous
Not applicable

Re: WebBank Question

Fingerhut is the reason I got a Cashrewards for 3k when Penfed wouldnt give me a Checking. Cashrewards is the reason I got a 25k Flagship and 25k Flagship is the reason I may not have to sell my 1yr old to afford his lung surgery Smiley Happy
Message 29 of 30
Pikaboo-icu
Valued Contributor

Re: WebBank Question


@Anonymous wrote:
Fingerhut is the reason I got a Cashrewards for 3k when Penfed wouldnt give me a Checking. Cashrewards is the reason I got a 25k Flagship and 25k Flagship is the reason I may not have to sell my 1yr old to afford his lung surgery Smiley Happy

Is that serious?? crying big.gif

 

If it is; you have my heartfelt PRAYERS for a successful surgery and full & quick recovery!!

There's nothing more terrifying than a child having surgery! Figuring out how to pay for it should NOT even be a thing..

God Bless him... Smiley Angel2.gif

  


Message 30 of 30
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