Weird Barclay's behavior on Transunion...

[robbulous]

In checking my Transunion report today, I noticed that Barclay's has been SPing me every 5 days or so for the past 2 months. I am about to hit my 6mo statement in 2 weeks.

Has anyone else seen this happen? Could this mean that they're concerned?

[NonSufficientFunds]

Since your BarclayCard is about to hit the six-month anniversary, they are most likely preparing to give you a substantial credit limit increase.

There seems to be a consensus among users of this forum, that Barclay is quite sensitive to inquiries, so they might be soft-pulling your TU report, to see if you have been actively seeking new credit. 

Newer accounts (like yours) always present a much higher risk of default, as opposed to longer-established accounts - so they are probably just doing their due-diligence.

I don't think it's anything to be concerned about - so long as you have not been making recent applications for additional credit, they will very likely be granting a decent CLI when your account turns six months old.

[robbulous]

Thanks for the information NonSufficientFunds! Hopefully I see a substantial CLI as I'm only at $1k which makes the card useless to me. I do have many new trade-lines, so I'm hoping that they're not spooked!

[Longroad]

They seem to be pulling my TU about every 2 weeks or so as well. I only have had my card for one month but have put heavy usage through it, not sure if big brother is looking for something or what? Haven't had any new accounts opened since I opened their account at least. I guess we will see what happens.

[maksimfa]

I will have to check history.... But they auto cli bumped me from $1500 to $3500 at the six month mark.

[FocusedAndDetermined]

They seem to keep a close eye on their accts.  I noticed a SP on EXP when my card was about 4 mos old. Though from what I've read most of their pulls are on TU.