Wells Fargo CC GW Turned Down!!

[Anonymous]

I sent a GW letter to remove several lates on my CC account from a few years ago. I paid the account off as it was closed by Wells Fargo and it never went to outside collections. I have a student loan there as well that I am still paying on which has a good record since the issues from seveal years ago.

I thought this was enough justification to warrent a GW adjustment to the record.

When I called to find out what the status is on the GW adjustment they informed me due to US Banking regulations they are unable to modify correct records. I have read of other people getting this response in the past but wanted to see if anyone has had success with Wells Fargo and if this bank reg. exists?

Thanks!

[Anonymous]

I would wait for a reply in the mail. Often times, they make the adjustment and do not write. I suspect, the service rep you spoke to was a general representative without the authority to approve your request. She just read back a script to you.

Check your credit reports over the next several weeks and if nothing send another letter.

If you have a checking/savings account at Wells Fargo and have a relationship with someone at the branch, I would try asking them for assistance.

Good luck and keep us posted.

[Kooliad]

---

r92503lind wrote:

I sent a GW letter to remove several lates on my CC account from a few years ago. I paid the account off as it was closed by Wells Fargo and it never went to outside collections. I have a student loan there as well that I am still paying on which has a good record since the issues from seveal years ago.

I thought this was enough justification to warrent a GW adjustment to the record.

When I called to find out what the status is on the GW adjustment they informed me due to US Banking regulations they are unable to modify correct records. I have read of other people getting this response in the past but wanted to see if anyone has had success with Wells Fargo and if this bank reg. exists?

Thanks!

---

r92503lind check this out this is what I sent to WF and they helped me out you just have to talk to the right person. Be very very very nice to that person . Act like you are their friend ask how has their day been what the weather is like and soooooo oooooonnn( you get the picture).

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=30490#M30490

Hope this help. Also I got a letter back from them if you need the # let me know.

Kooliad

[Anonymous]

When I called they said a letter was sent which I had but thought it was relating to a dispute EQ put through mistakenly. They confirmed it was the response letter to my original request. If it is then it is a generic form letter not directly answering my request but thats what I was told.

I do not have a checking or savings only the student loan that I am still paying on. Not much leverage but I do have a good payment record for the last four years.

I saw the post that Koolaid linked but this references the auto loan section not credit cards. I am guessing it is the credit card dept that won't budge. If you have any info for CC dept there that would help me please give me anything you have.

Thanks!!

[Kooliad]

---

r92503lind wrote:

When I called they said a letter was sent which I had but thought it was relating to a dispute EQ put through mistakenly. They confirmed it was the response letter to my original request. If it is then it is a generic form letter not directly answering my request but thats what I was told.

I do not have a checking or savings only the student loan that I am still paying on. Not much leverage but I do have a good payment record for the last four years.

I saw the post that Koolaid linked but this references the auto loan section not credit cards. I am guessing it is the credit card dept that won't budge. If you have any info for CC dept there that would help me please give me anything you have.

Thanks!!

---

Hey It was both, (Mort and CC) I said if you need  the # to CC let me know.I gave him the auto #.

Well Fargo-Art Team

801 Walnut Street Mac F4031-080

Des Moines, IA 50309

Credir Bureau Dispute Team

Fax # 800-231-5089

Fax them a GW letter they will respone. Put you information on it they will call or mail you a answer.

[Anonymous]

Koolaid,

Thanks for the info.

Just to confirm this is for CC right?

Also would you happen to have the phone# so I can call them as well?

Thanks!

[Anonymous]

If anyone else has contacted Wells Fargo in the past for CC GW let me know as well.

Thanks,