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Wells Fargo Credit Cards - Are they worth it

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nicolekarmon13
Visitor

Wells Fargo Credit Cards - Are they worth it

I am thinking about getting a Wells Fargo credit card are they worth it?

Message 1 of 21
20 REPLIES 20
raisemysc0re
Established Contributor

Re: Wells Fargo Credit Cards - Are they worth it

I think they are good cards.

I have their Microcenter card. 5% off every purchase at POS. Also have the Autograph for 3% cell phone bill and cell protection. Got great SL and SP for CLIs. I've always had good customer service experience with them too.

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Message 2 of 21
AlanGJP
Established Contributor

Re: Wells Fargo Credit Cards - Are they worth it


@raisemysc0re wrote:

I think they are good cards.

I have their Microcenter card. 5% off every purchase at POS. Also have the Autograph for 3% cell phone bill and cell protection. Got great SL and SP for CLIs. I've always had good customer service experience with them too.


I second the Autograph card. It's a pretty great card overall.

 

3X - Restaurants, Transit, Travel, Streaming Services, Gas and Phone. Good card to add to your portfolio imo.

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Last Updated: 2023/11/09
Message 3 of 21
Anonymous
Not applicable

Re: Wells Fargo Credit Cards - Are they worth it

For renters Bilt is a no brainer, can even transfer points to major airlines and hotels, plus primary CDW and no FTF. Bilt App is fab too, luv it.

Message 4 of 21
crystal626
Regular Contributor

Re: Wells Fargo Credit Cards - Are they worth it

They're fine. The Active Cash is one of the better 2% cards (its main downside is $25 minimum and increments for redemption but they have a purchase eraser thing for smaller amounts too) and the Autograph covers a lot of categories with 3%.

Message 5 of 21
Anonymous
Not applicable

Re: Wells Fargo Credit Cards - Are they worth it


@crystal626 wrote:

They're fine. The Active Cash is one of the better 2% cards (its main downside is $25 minimum and increments for redemption but they have a purchase eraser thing for smaller amounts too) and the Autograph covers a lot of categories with 3%.


Purchase eraser? Like Venture, Boa TR and Disco Miles? 😍

Message 6 of 21
Anonymous
Not applicable

Re: Wells Fargo Credit Cards - Are they worth it

I have the propel but it's like the autograph except 3x on cell phone and it's an Amex. It's also no ftf same as autograph. 

Message 7 of 21
BronzeTrader
Valued Contributor

Re: Wells Fargo Credit Cards - Are they worth it


@nicolekarmon13 wrote:

I am thinking about getting a Wells Fargo credit card are they worth it?


It really depends on what other cards you already have.

 

The WF Go Far Award system is the very last in my card portfolio.  So I do not use my Propel card any longer.  But it is still a good card to a lot of people.

 

The BILT card is great.  But it seems it is managed in a different way.  Just be aware of that.  It is a cheaper and maybe better card than the Chase CSP.  It is probably the very best no-AF card out there even if you are not a renter.  

 

Since WF is still a large bank, I'd open one or two cards just to set up the relationship.  

 

Message 8 of 21
lgtwriter
Frequent Contributor

Re: Wells Fargo Credit Cards - Are they worth it

I am happy with my Active Cash card. I have started using it as my daily driver since I stopped using my FNBO Evergreen card.

Message 9 of 21
WasteMgmt
Regular Contributor

Re: Wells Fargo Credit Cards - Are they worth it

I think they have slowly been improving their credit offerings. The Autograph is a solid 3% cash back card on a lot of useful categories. And the BILT card makes a lot of sense for renters, I've even thought about getting it myself.


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 10 of 21
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