Wells Fargo late fee question

[Anonymous]

hello everyone!

 I always paid in time, and took care of all my credit cards, 

and today I got email that I charged a late fee on my Wells Fargo secured card which is 3 years old. 

so my previous statement was on 2/7 and due date was on 3/2, i forgot to pay minimum payment and then last statement came on 3/8 and got email that they charged me for late payment on 3/2.

the question is very important for me, will this effect my credit score somehow? Will the bank send the information to the bureaus?

thank you!

[donkort]

It won't affect your credit score.  You're not 30 days late yet.

Make sure you pay this before, say, March 30th.  

[Anonymous]

I paid full statement already today, 

how does 30 days count? I thought it 30 days from last statement which was on 2/7

[donkort]

It's 30 days from the due date, which would be 3/2 in your case.

[Anonymous]

Got it!! Thank you so much!!! happy to know it!

[donkort]

From my experience, credit cards usually charge a late fee from about 2 to 5 days after your due date.   My Chase cards charged a late fee if you were 1 day late.

I was very frequently late when I had severe credit card debt.....but I only had one 30-day late in 13 years of being in severe credit card debt. That was caused by assuming that the online payment I made one day came through (it didn't).  

If you pay online, make sure the payment has gone through.

[Anonymous]

It was my first and I Hope last late fee 

yeah, I think they charged me next day after due day 

[Anonymous]

You had the card for 3 years. Assuming you haven't paid them late in the 3 years until now, call them and tell them what happened. It was an honest mistake and ask them to waive the late fee.

The worst that can happen is you have to pay the fee, which is your situation now.

[seattletravels]

You're ok. You'll probably be charged a late fee.  If this is your first time,  call and ask them for a one time credit.

[donkort]

I've had late fees waived.  It can definitely be done.