Wescom Credit Union Info?

[Creditaddict]

Anyone have any information on Wescom Credit Union?

Who they pull?

How they are with baddies? Inq's, etc.

[SunriseEarth]

Wescom is my home CU.   They pull EX.

In my auto loan shopping, they approved me for a 3.75% loan for $18K.  I didn't take it since Mazda offered me 0% (and DCU offered 1.9%).   I used the same HP to get a Visa.   Approved for $2500 at 12.9% APR.   Baddies on EX include settled CO (falls off in May) and BK (falls off next October) and a 120 day late on SL from 2008.   My EX is probably ~700.   I think I had 6 INQ when they pulled (2 over 1 year old).  Wescom wouldn't offer me anything when scores were ~630.

[Creditaddict]

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@SunriseEarth wrote:

Wescom is my home CU.   They pull EX.

In my auto loan shopping, they approved me for a 3.75% loan for $18K.  I didn't take it since Mazda offered me 0% (and DCU offered 1.9%).   I used the same HP to get a Visa.   Approved for $2500 at 12.9% APR.   Baddies on EX include settled CO (falls off in May) and BK (falls off next October) and a 120 day late on SL from 2008.   My EX is probably ~700.   I think I had 6 INQ when they pulled (2 over 1 year old).  Wescom wouldn't offer me anything when scores were ~630.

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thanks, ill skip them... I don't need anymore conservative banks in my wallet!

[SunriseEarth]

The only reason I took the VISA was just so the HP could go to some use.   It'll probably just collect dust in my SD.