@IllinoisNative wrote:It will be a cash advance. I don't know technically if banks frown on it...unless you take a cash advance while your utilization is high and you're only making the minimum payments every month. LOL Then you appear desperate. They offer cash advances so that by itself won't lead to adverse action. It would more a combination of factors.
On a side note, cash advances are the worse thing you can do with a credit card. Unless you're desperate, I'm hard pressed to find a logical reason to take one using your credit card. There is no interest-free period on cash advances (plus the cash advance fee)...and if you have promotional balance on your account, it can really screw you over. If you always pay in full, there will be minimal damage. I just don't see the need since it makes zero financial sense.
Good point. Thank you for the information 