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What A Day

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shyboy
Frequent Contributor

What A Day

As you read my other post on the jc penny store card, i just got off the phone with customer service for upgrade to their visa card but i couldn't cause it was only by invitation or to apply for it(i think) Well so i asked for a cli increase and i GOT IT. i had this card for 10 months now with first starting off with a 300CL after the increase i have a 1500CL (thats 1200 CLI).

For those who wants to know how i did it:

I first time i got the card, i maxed it out & let it report a balance to the CRA after that i was always PIF and over my balance so they were in debt with me. LOL

Hopes this helps

Message Edited by shyboy on 06-30-2008 03:08 PM
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: What A Day

wow awesome!!!! ID say GOOD USAGE but how about over usage lol is what they wanted to see lol at least you kept PIF thts kool nice limit!
Message 2 of 7
Anonymous
Not applicable

Re: What A Day

I hope you charged them interest when you overpaid
Message 3 of 7
shyboy
Frequent Contributor

Re: What A Day

lol

No i can't charge interest cause it wasn't in their terms and condition. LOL LOL

I remember 6months after having the card i ask for a cli but denial due to my other accounts not being under 75 ultization.

I might call tomorrows to talk to some else about doing a product if possible.

Yes i will continue to pif

Message Edited by shyboy on 06-30-2008 08:42 PM
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Message 4 of 7
Anonymous
Not applicable

Re: What A Day

Congrats! Going from $300 to $1500 is nothing to sneeze at. That's an excellent CLI.
Message 5 of 7
shyboy
Frequent Contributor

Re: What A Day

yes as my other usage I'm currently at 60% but with this new usage I'm down to 46%
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Message 6 of 7
Anonymous
Not applicable

Re: What A Day

Keep paying down those balances, and more CLIs are in your future.
Message 7 of 7
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