What AAofA is needed for Chase Freedom??

[Anonymous]

Hello Guys,

I want to apply for the chase freedom but i want to know whats the AAofA needed. My currently is 6months with my oldest card being a year old. I have this pre-qualified offer on the chase website for the freedom or slate but I want to make sure I have good chances of getting approve and not waste a HP.

My Ficos TU689 EX637 EQ620 and also have a paid chargeoff from 2012 on my EQ and EX files but not on TU.

Appreciate you feedback/comments.

Thanks

[Creditaddict]

I find Chase' pre-qual to be almost bullet proof... go for it.

[Anonymous]

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@Creditaddict wrote:

I find Chase' pre-qual to be almost bullet proof... go for it.

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Thanks .. Ill go try hopefully i get approve.

[Closingracer99]

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@Anonymous wrote:

Hello Guys,

I want to apply for the chase freedom but i want to know whats the AAofA needed. My currently is 6months with my oldest card being a year old. I have this pre-qualified offer on the chase website for the freedom or slate but I want to make sure I have good chances of getting approve and not waste a HP.

My Ficos TU689 EX637 EQ620 and also have a paid chargeoff from 2012 on my EQ and EX files but not on TU.

Appreciate you feedback/comments.

Thanks

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They might decline you with the EX 637 but if they do tell them to pull your TU and that + your AAoA should be enought to get you into the door 

[CenturyChild]

FWIW I got in with Chase with a AAoA at the time of 9 months.

But my oldest account was little over a year old. If I recall my fico scores were in the 660-670 range at that time as well. Cant remember exactly though.

From what I can gather, they want to see at least 1 major CC on your report thats a minimum of 1 year old. They do NOT care about AU cards. They will ignore them.

Obviously, the better your report looks the better your chances, but I think thats the bare minimum for them to even look at you.

[Anonymous]

Thank you guys for the advices...

I just responded to the offer on their website for the freedom and after i submitted my app it said you response requires further review. That they'll notife me in writting in 10 days or up to 30 days. Should i call and recon right now or should i wait for their letter in writting first?

thanks

[Closingracer99]

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@Anonymous wrote:

Thank you guys for the advices...

I just responded to the offer on their website for the freedom and after i submitted my app it said you response requires further review. That they'll notife me in writting in 10 days or up to 30 days. Should i call and recon right now or should i wait for their letter in writting first?

thanks

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I would Recon at worse they say they declined or still in review 

I would ask them to pull your TU report ... I did when i first applied for it ... Got declined still but they still pulled it 

[Anonymous]

Recon.

[Anonymous]

GREAT NEWS!!!!

I called the recon number right now and the rep had me on hold for about 3 min and came back to tell i got approve for $1200.

To me thats pretty good considering its my first prime card. i have to cap1 with 300 and 500 CL so this is owesome news.. I cant fit the smile on my face

Thank you all for the advices and help through this. It helped me a lot!

[Closingracer99]

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@Anonymous wrote:

GREAT NEWS!!!!

I called the recon number right now and the rep had me on hold for about 3 min and came back to tell i got approve for $1200.

To me thats pretty good considering its my first prime card. i have to cap1 with 300 and 500 CL so this is owesome news.. I cant fit the smile on my face

Thank you all for the advices and help through this. It helped me a lot!

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Congrats