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What CC should I apply for?

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DrJim
Frequent Contributor

What CC should I apply for?

I currently have only two revolving tl's: Care Credit with a 3,500 CL and Orchard MC with 300 CL.  I'll pull my scores later this month to see if EQ has caught up with TU and then want to app for a prime cc instead of sub-prime.

 

Any ideas?



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
Message 1 of 6
5 REPLIES 5
Uniqua
Established Contributor

Re: What CC should I apply for?

I guess that depends on your overall credit picture.  Any baddies?  What's your util?  AAoA?  Did you burn any of the big boy banks, since they are more than likely to deny you a second chance?  Any particular CCs you're interested in? 

Message 2 of 6
Creditaddict
Legendary Contributor

Re: What CC should I apply for?

How about Amex Charge Card, you could probably qualify for an amex credit card as well

Message 3 of 6
Anonymous
Not applicable

Re: What CC should I apply for?

agree with creditaddict, amex sounds good or try citi or discover, close the orchard

Message 4 of 6
DrJim
Frequent Contributor

Re: What CC should I apply for?

Well, on a whim I applied for Wells Fargo because I back with Wachovia.  A year ago Wachovia turned me down for a card.  What a difference a year makes!  Instant approval with a rewards card with a 11,000 CL!



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
Message 5 of 6
Anonymous
Not applicable

Re: What CC should I apply for?

Awesome!!!!!

Message 6 of 6
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