What Card Can't You Get Approved For

[dssgaffler]

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@Caught750 wrote:

Actually BoA is my nemesis. Two attempts and two denials. Not even PR apps. They don’t like my profile and won’t touch me. Oh well...part of me cares cus they said no, mostly don’t care though.

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This is my situation as well.  I do not have a relationship with BofA so they have told me no because of the number of accounts opened in the past 24 months.  I will try again in February just to prove that they can't keep me out of Del Boca Vista.

[M_Smart007]

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@Brian_Earl_Spilner wrote:

Just curious if anyone else has a card they can't get approved for. For me, it's the Macy's card. I have never been able to get approved. Didn't matter if I had good or bad credit. I also have never been approved for a comenity store card.

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All I want is a Gucci Wallet, Cards are second on the list

[Caught750]

Dssgaffler, I had a relationship with them at the time of my first app (Cash Rewards). They annoyed me enough that I moved my banking elsewhere. Apped again (Travel Rewards) just cus they told me no the first time. Well they told me no again. I kinda want to make them give the PR now.

[Brian_Earl_Spilner]

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@M_Smart007 wrote:

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@Brian_Earl_Spilner wrote:

Just curious if anyone else has a card they can't get approved for. For me, it's the Macy's card. I have never been able to get approved. Didn't matter if I had good or bad credit. I also have never been approved for a comenity store card.

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All I want is a Gucci Wallet, Cards are second on the list

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Oh, I can get a Gucci wallet, I just don't because of the principalities. Don't give me a card to a high-end store, but not a limit to use it. My limit isn't big enough for a Gucci wallet or house slippers.

[Remedios]

The only "Bye Felicia" I ever got was from Chase. They changed their mind later, so I guess that doesnt count
No other denials 🤷‍♀️
Probably because I tend to let things cool down between the apps.

[simplynoir]

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@Remedios wrote:
The only "Bye Felicia" I ever got was from Chase. They changed their mind later, so I guess that doesnt count
No other denials 🤷‍♀️
Probably because I tend to let things cool down between the apps.

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Patience actually works?!

It's the devil's magic!!!

[Remedios]

I'm not patient person, I just play one for the webz. I have the worst luck where every card I want requires time in naughty garden chair.

[Anonymous]

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@Remedios wrote:
I'm not patient person, I just play one for the webz. I have the worst luck where every card I want requires time in naughty garden chair.

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As someone who has been on this board for quite some time, you don't list your cards or your scores. Most who've been here for less time do list that information.  Any reason why you don't list it (Nyquil doesn't count)?

[simplynoir]

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@Remedios wrote:
I'm not patient person, I just play one for the webz. I have the worst luck where every card I want requires time in naughty garden chair.

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Timeout for you

[Anonymous]

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@coldfusion wrote:

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@CreditCuriosity wrote:

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@Gmood1 wrote:

Pretty much any conservative Credit Union in the country! 

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what he said.. ah and WF propel..

lets not forget PR bofa card, but have a 62k merrill card.  i assume since i transferred > 100k a month or so back to merrill edge the PR will be fairly easy to get when i try again.

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Maybe not an instant approval but I'd expect an underwriter to try to find a way to `yes`.

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Is the BoA cash rewards card easier to get than the BoA premium rewards card?