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What Chase Cards are NOT part of 5/24 (& another ?)

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Anonymous
Not applicable

What Chase Cards are NOT part of 5/24 (& another ?)

What chase cards are not part of the 5/24 and also, I read store cards do not count. True? TIA
21 REPLIES 21
Appleman
Valued Contributor

Re: What Chase Cards are NOT part of 5/24 (& another ?)

I received the Ritz Card being beyond 10/24...

Message 2 of 22
Anonymous
Not applicable

Re: What Chase Cards are NOT part of 5/24 (& another ?)

From what I understand, 5/24 is just a general guideline and not a set in stone thing.  People like the person that replied above have opened a Chase CC while at > 5/24.  I'm currently sitting at 7/24 and am pre-qualified for a bunch of Chase cards on their site right now and most everyone says that their pre-quals are pretty solid.

Message 3 of 22
kdm31091
Super Contributor

Re: What Chase Cards are NOT part of 5/24 (& another ?)

5/24 is more or less set in stone for online applications. Sometimes branch applications make a difference.
Message 4 of 22
Anonymous
Not applicable

Re: What Chase Cards are NOT part of 5/24 (& another ?)


@Appleman wrote:

I received the Ritz Card being beyond 10/24...


Did you apply for it online?

Message 5 of 22
creditguy
Valued Contributor

Re: What Chase Cards are NOT part of 5/24 (& another ?)

Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

These weren't part of 5/24 last time I read about them a few months back, of course that's subject to change and may have.
Message 6 of 22
Anonymous
Not applicable

Re: What Chase Cards are NOT part of 5/24 (& another ?)

I'm getting the itch to try-was denied in June for too many new accounts but now my FICO is 40 points higher and if I go for one of the ones listed above maybe I would get approved.
Message 7 of 22
Anonymous
Not applicable

Re: What Chase Cards are NOT part of 5/24 (& another ?)

If you're not sure you'll get approved or if you're over 5/24, walk into a retail branch and ask them if you're pre approved for any cards..
Message 8 of 22
Anonymous
Not applicable

Re: What Chase Cards are NOT part of 5/24 (& another ?)


@creditguy wrote:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

These weren't part of 5/24 last time I read about them a few months back, of course that's subject to change and may have.

I applied for the AARP and Fairmont card, the guy at recon said they are both subject to 5/24 now and there is no way to go around.

Message 9 of 22
CreditCuriosity
Moderator Emeritus

Re: What Chase Cards are NOT part of 5/24 (& another ?)


@Anonymous wrote:

@creditguy wrote:
Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont
Chase Marriott Premier business card
Chase Ritz-Carlton
Chase Amazon
Chase AARP

These weren't part of 5/24 last time I read about them a few months back, of course that's subject to change and may have.

I applied for the AARP and Fairmont card, the guy at recon said they are both subject to 5/24 now and there is no way to go around.


First they don't publically acknowledge the 5x24 rule..  If you would of let your applications sit and didn't call you might of been approved unless they were truely insta-declined...  Many people can vouch that those cards are not part of the 5/24 rule..If you call up and try to recon sure chase can say you have to many new accounts, but that doesn't mean those cards fall under the 5x24 rule.  Tons of people from this forum and many others have applied for many of those above mentioned cards with tons of new accounts recently and have been approved

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 10 of 22
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