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What Credit Card should I get next?

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mgx42
New Member

What Credit Card should I get next?

Ok so I have three credit cards right now.  My cards and limits are (Discover It $4,000 and BofA "AAA Member Platinum Plus card" $1,500).  I'm also an authorized signer on my mom's Chase Sapphire card (I'm unsure of the limit). My most recent card is from a month ago which is the Discover It card.  I'm curious on what type of card I should get next.  To my understanding its better to have a variety of different types of cards rather than all standard credit cards, so should I be looking into getting a retail card from a store?  I am going to wait 6 months until actually getting a new card but I just want some information before that time comes so I can make a good decision.  I'm really getting interested in my credit scores and reports so I want to make the right decision.  According to Discover, my FICO score is 766 (04/30/14).  Any advice is greatly appreciated.  Thank you!

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1 REPLY 1
mongstradamus
Super Contributor

Re: What Credit Card should I get next?


@mgx42 wrote:

Ok so I have three credit cards right now.  My cards and limits are (Discover It $4,000 and BofA "AAA Member Platinum Plus card" $1,500).  I'm also an authorized signer on my mom's Chase Sapphire card (I'm unsure of the limit). My most recent card is from a month ago which is the Discover It card.  I'm curious on what type of card I should get next.  To my understanding its better to have a variety of different types of cards rather than all standard credit cards, so should I be looking into getting a retail card from a store?  I am going to wait 6 months until actually getting a new card but I just want some information before that time comes so I can make a good decision.  I'm really getting interested in my credit scores and reports so I want to make the right decision.  According to Discover, my FICO score is 766 (04/30/14).  Any advice is greatly appreciated.  Thank you!


What kind of card do you want rewards or cash back? That would be my first question



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
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