@Jordan23ww wrote:
@AverageJoesCredit wrote:Imo, score isnt as important as income, debt load, and usage.
Thank you!
you're welcome
. Thing is Covid has really messed up what we know of lenders. But take heart that asking for cli is sp so no harm . If they say no, just try again in 3 months . Rinse and repeat
@AverageJoesCredit wrote:
@Jordan23ww wrote:
@AverageJoesCredit wrote:Imo, score isnt as important as income, debt load, and usage.
Thank you!
you're welcome
Will do!😃😂
@Jordan23ww wrote:In July I applied for a credit limit increase on my Amex Blue Cash Preferred but was denied. Reason for denial: Fico Score too low. Although my actual score was 737 the score they pulled on the Amex app was a month old, 708.
Now that it's been at least 93 days (according to the date on the denial letter) I'm contemplating trying again. I just don't know what score I should aim for before trying again? I'm currently at 732 on both MyFico and on the Fico score on the Amex App. Any suggestions on a recommended score to have before going for my Amex CLI again?
Thank you everyone for all of your help! Just pulled the trigger and my CLI request was approved! I went from $10K to $20K!
@AverageJoesCredit wrote:
@Jordan23ww wrote:
@AverageJoesCredit wrote:Imo, score isnt as important as income, debt load, and usage.
Thank you!
you're welcome
My request was approved! I asked for $20K which is 2x my starting limit! Thank you again for your help!
thats awesome! This thread will be locked now feel free to share your approval in Approvals
