Re: What Have you been DENIED for recently?

granny031350 · ‎06-29-2008

Think I just got denied for JoAnns Mastercard by Juniper/Barclays

Anonymous · ‎06-29-2008

I was denied a pre-approved Target VISA increase over the phone 3 weeks ago after 2 years of owning the card... then... "poof" a $500 CLI on my statement this month. It was just annoying me. I have 2 other CC with $3,000... the Target was stuck at $2,500 since I owned it. I've heard that Target is difficult to get a CLI.

I'm hoping they didnt do a hard inquiry. I asked them not too because I'm in the process of getting a mortgage in 6-12 months. Probably a dumb thing to do until I get my mortgage. All my debt will be $0 in a few months anyways.

Anonymous · ‎06-29-2008

MattH wrote:

What's an FA?

Fraud Alert

Anonymous · ‎06-29-2008

I just got denied a AMEX Clear. I am not worried about that because I have a AMEX Blue.

UpNComing · ‎06-29-2008

BofA World Points

. They did counter the 99/500 though.

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682

miay2k4 · ‎06-29-2008

Thought I could get a cap 1 with scores in the mid to high 500's. I guess I was wrong.

07/2009 TU: 610 EQ: 566 EX:??
12/2009 TU: 626 EQ: 588 EX:??
05/2011 TU: 638 EQ: 622 EX:??
"Don't get caught up chopping wood to the point you forget to sharpen your axe"

monalisa1107 · ‎06-29-2008

I recently applied for a CCCU credit card, and I was denied. The letter just said "Description of adverse action taken by credit committee: CREDIT REPORT." That was it??? I have a discharged BK from 02/2008, but my FICO scores aren't terribly Bad!

TU 530
EXP 616
EQ 586

From what I understood they pull from EXP so I thought I might get approved. I trying to be optimistic with my credit. But maybe I should just suck it up and apply for a
Cap One or somethng like that. Anybody have any suggestions???? The way the credit business it these days, I just wondering if I will be getting any new CC's at this time. I would love to get some input from anyone with a similiar situation.

Thanks!!!

sammyfire2001 · ‎06-30-2008

I applied for Wachovia. They told me I was denied based on not having installment loan history, credit history was too short and My uti was too high on other accounts

As of Apr 2019: EX - 734; EQ - ??? TU - 748

Anonymous · ‎06-30-2008

denied for a khols i should recon they are chase right?

Anonymous · ‎06-30-2008

maxima1 wrote:

denied for a khols i should recon they are chase right?

Yes, they are Chase.

What Have you been DENIED for recently?

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Target VISA increase but then...