Impulsively hit the CLI button when checking the husband's BoA balance, and got the 7-10 day response. Had a letter in the mail declining the request, apparently due to the presence of collection accounts on his credit file. Uh, yep, those are the same collections that were there (unpaid) when you auto-CLI'd him from $5,000 to $11,000 last year, and the same collections that were there (paid by this point) when you auto-CLI'd him from $11,000 to $16,000 back in March. Oh well - like I said, it was an impulsive button-push, anyway - we'll just wait for more auto-CLI love, I guess, as they've been pretty generous with it up 'til now and he never ASKED for it once!