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I still have some work to on Equifax (650) and Ex (605, they are soooo hard to work with), but making great progress across the board. My BK falls of in Nov of 2010 and the rest of the baddies that I couldn't get changed/removed fall off by Aug '09.
I am exercising my "patience is a virtue" motto daily for the next 19 months until the BK comes off and then I will really be READY FOR PRIME TIME!