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Amex Zync, BCE and Discover More approvals today, and I couldnt have gotten to this point without the advice and wisdom here. Thank you guys so much! Now my impromptu app spree is done and I can get to gardening ahead of schedule!!
@Anonymous wrote:Amex Zync, BCE and Discover More approvals today, and I couldnt have gotten to this point without the advice and wisdom here. Thank you guys so much! Now my impromptu app spree is done and I can get to gardening ahead of schedule!!
Welcome to the Garden!!!
Very nice set of approvals there!! WTG!!!
How long do you plan to garden?
Thanks! I'll be gardening at least 6 months, after which time I'll probably do a mortgage re-fi and maybe go for one more card. I'm sure it will all depend on what hits my scores take from aaoa and inq's from this. On a good note though, my availible credit is 10x higher now, so maybe there might be some small utilization improvement to offest those aspects of getting new credit.
Wow congrats!
@Anonymous wrote:Thanks! I'll be gardening at least 6 months, after which time I'll probably do a mortgage re-fi and maybe go for one more card. I'm sure it will all depend on what hits my scores take from aaoa and inq's from this. On a good note though, my availible credit is 10x higher now, so maybe there might be some small utilization improvement to offest those aspects of getting new credit.
Good plan!
Congrats on all approvals
Wow, nice pull!
Thanks, I also made it a point to do a couple of 0% balance transfers, so that the Disco is the only card holding a balance now at 9% utilization, making my overall utilization ~5% counting my new availible credit (from a previous util. of 27%). Seriously, Im on cloud nine right now.
Congrats!!! Way to go!!!!
This forum has a very supportive and informative group of people. I know I wouldn't have gotten as far as I have with being part of this group