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@Anonymous wrote:
Its the worst thing I did there, I owe $1300~ in CC debt, Credit Karma simulator told me that if I lower my debt to $400~ my credit would go to 614~ and thats good for me ☺
First bump you could get is by lowering your CC debt. Your lines of credit are modest at this point and it sounds from this post like you're operating at a high percentage of CC utilization. An easy bump would be to lower that to the optimum of 1-9% of your total credit limits. At the very least get it under 20%. Maybe I'm not reading right or missed something but that's what I got from this post.