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What are the approval odds for the following credit cards?

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Anonymous
Not applicable

Re: What are the approval odds for the following credit cards?

Yes I do plus I will be an MLO soon so I can't help others when my stuff isn't in check
Message 51 of 69
Anonymous
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Re: What are the approval odds for the following credit cards?

Most of us been in the 500s so have I ...jus stay focus on your goal and you will see how fast you can turn it around
Message 52 of 69
Anonymous
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Re: What are the approval odds for the following credit cards?

Ok I get paid tomorrow Ill do so and inform you guys of the scores
Message 53 of 69
Anonymous
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Re: What are the approval odds for the following credit cards?

Yes I will listen and do so its great advice
Message 54 of 69
Anonymous
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Re: What are the approval odds for the following credit cards?

Thanks guuy so much for your support and help and quick response times. It really means a lot. One of the best forum communities Ive seen BY FAR. Ill get back to you guys tomorrow with my accurate credit scores. Good night! 😉😊😃😄😅😆
Message 55 of 69
ddemari
Super Contributor

Re: What are the approval odds for the following credit cards?

Op I agree with a lot of the posts here. Get the utilization way down and you will one feel better and two have much better odds as you scores I'll go up a lot when those maxed out tradelines are lower. And with some work on your scores, you could probably get the Evine live pop up at checkout and they don't do a hard pull from my experience.
Message 56 of 69
Anonymous
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Re: What are the approval odds for the following credit cards?

Ok no problem thanks for the informative advice, but what is a pull-hard approach?
Message 57 of 69
Anonymous
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Re: What are the approval odds for the following credit cards?

Hard pull approach*
Message 58 of 69
Dahlia77
Regular Contributor

Re: What are the approval odds for the following credit cards?


@Anonymous wrote:
Its the worst thing I did there, I owe $1300~ in CC debt, Credit Karma simulator told me that if I lower my debt to $400~ my credit would go to 614~ and thats good for me ☺

First bump you could get is by lowering your CC debt.  Your lines of credit are modest at this point and it sounds from this post like you're operating at a high percentage of CC utilization.  An easy bump would be to lower that to the optimum of 1-9% of your total credit limits.  At the very least get it under 20%.  Maybe I'm not reading right or missed something but that's what I got from this post.

Message 59 of 69
Anonymous
Not applicable

Re: What are the approval odds for the following credit cards?

Yes thats right my credit utilization is 105%
Message 60 of 69
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