@Anonymous wrote:
@ptatohed wrote:
@CH-7-Mission-Accomplished wrote:What is PCM please?
This little honey.
https://pcmcu.org/loans/credit-card/
I think it is time to take it off my wish list. I contacted them and there is no way for me to get into the CU.
So no AOD type trick with the SEG Western Racquet & Fitness Club, Inc. ? Just $65 for one month membership..
Yup, that's what did it for me for AOD and Nusenda. 
No mention of any clubs or organizations. They seemed only concerned with where I was employed. When I told them local government in southern California, they said that is not one of the employer groups they work with. Doh!
https://pcmcu.org/our-story/who-can-join/
Vantage West Connect, hoping to finally add this to the lineup within the next month or two...been relationship building for the past 6 mo. (Need a dedicated Costco card)
Safe CU also recently changed their Platinum Cash Rewards to a Visa Sig, but I'm, grandfathered in to keep the platinum and can also apply for the Visa Sig (only supposed to have 1 card). Even though the categories are kind of niche, this card has offered wholesale clubs for 2 quarters and the auto repairs category came in clutch this quarter.
PCM (not possible), Langley, and Abound remain on my radar to have a full compliment of 5%'ers.
@PullingMeSoftly wrote:Vantage West Connect, hoping to finally add this to the lineup within the next month or two...been relationship building for the past 6 mo. (Need a dedicated Costco card)
Safe CU also recently changed their Platinum Cash Rewards to a Visa Sig, but I'm, grandfathered in to keep the platinum and can also apply for the Visa Sig (only supposed to have 1 card). Even though the categories are kind of niche, this card has offered wholesale clubs for 2 quarters and the auto repairs category came in clutch this quarter.
PCM (not possible), Langley, and Abound remain on my radar to have a full compliment of 5%'ers.
PCM and Vantage West definitely. These have long been on my wishlist. But unlike @PullingMeSoftly , I haven't been able to find a back door into Vantage West. Maybe someday.....
And Abound CU has been on my radar, as well.
On Deck: No Plans Currently
@Anonymous wrote:
@ptatohed wrote:
@CH-7-Mission-Accomplished wrote:What is PCM please?
This little honey.
https://pcmcu.org/loans/credit-card/
I think it is time to take it off my wish list. I contacted them and there is no way for me to get into the CU.
So no AOD type trick with the SEG Western Racquet & Fitness Club, Inc. ? Just $65 for one month membership..
What is the earn-out timeframe for getting the $65 back through the additional cash back the card provides?
@NRB525 wrote:
@Anonymous wrote:
@ptatohed wrote:
@CH-7-Mission-Accomplished wrote:What is PCM please?
This little honey.
https://pcmcu.org/loans/credit-card/
I think it is time to take it off my wish list. I contacted them and there is no way for me to get into the CU.
So no AOD type trick with the SEG Western Racquet & Fitness Club, Inc. ? Just $65 for one month membership..
What is the earn-out timeframe for getting the $65 back through the additional cash back the card provides?
You are forgetting the intangibles. "Having 'Member Western Racquet & Fitness Club, Inc' on your resume? Priceless!"
Vantage West Connect Visa.
https://vantagewest.org/personal/credit-cards/connect-rewards-visa/
I tried a few years ago to get in the credit union by joining the Greater Arizona Bicycle Club, which was a known backdoor method at the time. However, the credit union started only accepting applicants who actually lived in Arizona, so I was denied.
I still get emails from the bicycle club, which reminds me of my failure to this day.
The credit card's utility category is really broad, including electric, water, cell, and I think trash and cable too. I remember it was more desireable than the US Bank + utility category that came out later on, but I did end up getting that card as a consolation prize.
