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What are your favorite geofenced/limited cards (even if you don't have them)?

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TyrannicalDuncery
Regular Contributor

Re: What are your favorite geofenced/limited cards (even if you don't have them)?

@PullingMeSoftly, do you know whether the Vantage West travel category covers campgrounds or rv parks?

 

It looks like no, based on this: https://vantagewest.org/files/2018/11/11_2018-Membership-and-Account-Agreement_DAZXD3_cuf.pdf (look for "5x Options"), but I'd like to know for sure.

Message 21 of 30
TyrannicalDuncery
Regular Contributor

Re: What are your favorite geofenced/limited cards (even if you don't have them)?

@PoggersSlayerwhat nerf? Does it affect existing cardholders too?

Message 22 of 30
PoggersSlayer
Member

Re: What are your favorite geofenced/limited cards (even if you don't have them)?


@TyrannicalDuncery wrote:

@PoggersSlayerwhat nerf? Does it affect existing cardholders too?


I think i saw that they dropping the rotators? 

Message 23 of 30
galahad15
Valued Contributor

Re: What are your favorite geofenced/limited cards (even if you don't have them)?

BEFCU Platinum Plus VISA

 

ime, the very lowest (fixed-rate) cc that you can get with no AF*, as far as I am best aware:  as low as 4.99% F APR, together and combined with 1% cashback rewards.

 

Currently geofenced to California...although I was very blessedly able to get a card from them prior to the geofence  Smiley Happy

 

*There are other cards that I am aware of that may still have a lower APR, but these either have an AF, and/or are tied to a variable interest rate, rather than being a fixed-rate card.


Message 24 of 30
greatscott85
Frequent Contributor

Re: What are your favorite geofenced/limited cards (even if you don't have them)?


@PoggersSlayer wrote:

@TyrannicalDuncery wrote:

@PoggersSlayerwhat nerf? Does it affect existing cardholders too?


I think i saw that they dropping the rotators? 


Got the sauce on this by chance?

Message 25 of 30
TyrannicalDuncery
Regular Contributor

Re: What are your favorite geofenced/limited cards (even if you don't have them)?

Hey @PoggersSlayer , can you give any examples of the Addition Fi categories? I can't find anything.

 

Thanks for all your help!

Message 26 of 30
delaney1
Established Contributor

Re: What are your favorite geofenced/limited cards (even if you don't have them)?


@TyrannicalDuncery wrote:

Hey @PoggersSlayer , can you give any examples of the Addition Fi categories? I can't find anything.

 

Thanks for all your help!


I was curious too. I think this might be it. Very interesting indeed. https://www.additionfi.com/personal-credit-cards/premier-rewards/5x-category-qualifying-purchase-exa...

Message 27 of 30
CL-Addiq
New Contributor

Re: What are your favorite geofenced/limited cards (even if you don't have them)?

Langley and Abound are not geofenced right? You just need to make a donation to join.

pcm though is strictly geofenced. I'm an owner of a local business and I still can't join!

Goals: Wishes:
Message 28 of 30
CreditCobra
Regular Contributor

Re: What are your favorite geofenced/limited cards (even if you don't have them)?


@CL-Addiq wrote:

Langley and Abound are not geofenced right? You just need to make a donation to join.

pcm though is strictly geofenced. I'm an owner of a local business and I still can't join!


I'm way outside Langley and Abound's footprints. I have both. Just sign up online and they will walk you through the process.

Current Cards:

Stats (updated: 5/7/2025):


Message 29 of 30
Anonymous
Not applicable

Re: What are your favorite geofenced/limited cards (even if you don't have them)?

@TyrannicalDuncery  The elusive and geofenced credit union credit card that I'd love to have is State Employees' Credit Union in North Carolina. Their field of membership is very restricted. Furthermore, they are the second biggest credit union. Current assets nearing $52 billion. Only Navy Federal is larger.

Message 30 of 30
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