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What are your favorite rewards cards?

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Anonymous
Not applicable

Re: What are your favorite rewards cards?

PlayStation - free gamer stuff. EA games extra DLC for FREE

Nfcu cash back- 1.5% had replaced my QS which I can't close for age.

Amazon Store- 5% credit back helps

Message 11 of 36
SouthJamaica
Mega Contributor

Re: What are your favorite rewards cards?


@Anonymous wrote:

In the past few months I've started collecting rewards cards. I like rewards!!

 

What are your favorite rewards cards, and what rewards do you get?

 

I have Kroger 1-2-3 rewards that I use for gas - the extra 5 cents off a gallon, after cashing in fuel points, is like getting 5% off gas.

Amex BCP that I use for groceries

Barclay UPromie cards that I use for any online purchase from company that gives UPromise rewards since the card gives an additional 5% on top of the company rewards, and 10% on Tuesdays.

Discover IT for anything that would fall into 1% cash back from all other cards, and whatever their 5% category is (I'm in the double cash back, so would get 2% or 10% at year end)

I was just approved for Cap1 QS - when my double cash back ends on discover, this will become my go to card for things that don't fall into rewards category since its 1.5%

 

 


My favorite rewards cards are Barclay Rewards and Quicksilver, but my favorite card of all is a non-rewards card: the Barclays Ring card. To me, the greatest reward of all is 8% interest rate on everything, even cash advances, plus low cash advance fee (flat $3), and zero balance transfer fee.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 12 of 36
sreneesa
Frequent Contributor

Re: What are your favorite rewards cards?

Sam's MC and QS are my everday cards and favorites.

 

 

 

 

Message 13 of 36
Anonymous
Not applicable

Re: What are your favorite rewards cards?

JCB getting a lot of use this holiday season, so I guess it's my favorite for now. If I keep up my spend on it, it should be my best earner long term, unless discover extends their double cashback deal a bunch of times or something.

If I had to drop all of my cards but one, though, I would probably keep FNBO.
Message 14 of 36
sr383
Regular Contributor

Re: What are your favorite rewards cards?

Sallie Mae World MC. Three 5% categories that I  use frequently. Honorable mention to AMEX, for credit lines, Discover, for customer service, and US Bank, for letting me choose my own caregories.

Costco TrueEarningsSallie Mae MasterCardDiscover itUS Bank Cash+Chase SlateBlue Cash EverydayFidelity VisaTU-803/EQ-808/EX-800
Message 15 of 36
msbia
Established Contributor

Re: What are your favorite rewards cards?


@baller4life wrote:

Sam's MC 5% gas,3% dining and travel
Discover rotating categories
NFCu Cashrewards and Cap One QS 1.5% everything


How in the utter h....did I forget this one?? I pestered you to get it AND I use it every gas fill up lol. My Sam's MC falls right after Discover! 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 16 of 36
Anonymous
Not applicable

Re: What are your favorite rewards cards?

I absolutely LOVE my Discover right now - I have double cash back plus the Apple Pay bonus going so it's giving me money hand over fist.

I also just got approved for a QS1 last night so that'll be my non-category card come next summer when double cash back ends.

Message 17 of 36
Anonymous
Not applicable

Re: What are your favorite rewards cards?


@Anonymous wrote:

The Citi DC or Fidelity Amex are better than the Quicksilver as they give 2% back and no annual fee.

A lot of folks on here are believers in the Sallie Mae and AARP cards, if you're into carrying such a card in your wallet, the rewards are excellent.

I'll have to look into those when the double cash back on my Discover ends. The Cap1 QS was the highest general cash back I'd found until now Smiley Very Happy

 

I think the Barclay UPromise card is what Sallie Mae is issuing now instead of the Sallie Mae card everyone says you can't apply for anymore. You still have to set up a UPromise account, but you don't have to put the cash back in a 529 savings plan or apply it to your student loans, you can just ask for a check....They have bonus Tuesdays, where you get an additional 5% cash back, plus you get a regulr 5% cash back when using it online with their partners, and you get the partner cash back 1-5%, so if you plan it right, can get up to 15% back. I did this when I bought my washer and dryer from Sears. Went in the store, decided what I wanted, and then went home and ordered it on line.

Message 18 of 36
baller4life
Super Contributor

Re: What are your favorite rewards cards?


@msbia wrote:

@baller4life wrote:

Sam's MC 5% gas,3% dining and travel
Discover rotating categories
NFCu Cashrewards and Cap One QS 1.5% everything


How in the utter h....did I forget this one?? I pestered you to get it AND I use it every gas fill up lol. My Sam's MC falls right after Discover! 


😂😂😂HOW could you forget good ole Sam's??? The nerve!!! Lmao

Message 19 of 36
UncleB
Credit Mentor

Re: What are your favorite rewards cards?

This is an easy one for me... Sam's Club MasterCard for travel/gas/restaurants, BCP for groceries and department stores (when not covered by Discover), Discover for whatever happens to be covered that quarter (and general spend until July), and a Quicksilver for whenever Discover isn't accepted (and general spend after July).

 

I know this 'doesn't count' for the purpose of this thread, but for when I need to carry a balance, I would use my NFCU MasterCard... no rewards, but at 10.99% it's by far my lowest APR.  USAA Visa doesn't get much use, but it does provide no-fee cash advances directly to checking and no-fee overdraft protection, so if the need arose it's on deck.

 

The only 'straggler' is my Amex Green... it's getting cut come April.  I don't have room for a 'scrub' in my wallet... they all have to earn their way!  Smiley Very Happy

 

(cue TLC song here...)

Message 20 of 36
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