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PlayStation - free gamer stuff. EA games extra DLC for FREE
Nfcu cash back- 1.5% had replaced my QS which I can't close for age.
Amazon Store- 5% credit back helps
@Anonymous wrote:In the past few months I've started collecting rewards cards. I like rewards!!
What are your favorite rewards cards, and what rewards do you get?
I have Kroger 1-2-3 rewards that I use for gas - the extra 5 cents off a gallon, after cashing in fuel points, is like getting 5% off gas.
Amex BCP that I use for groceries
Barclay UPromie cards that I use for any online purchase from company that gives UPromise rewards since the card gives an additional 5% on top of the company rewards, and 10% on Tuesdays.
Discover IT for anything that would fall into 1% cash back from all other cards, and whatever their 5% category is (I'm in the double cash back, so would get 2% or 10% at year end)
I was just approved for Cap1 QS - when my double cash back ends on discover, this will become my go to card for things that don't fall into rewards category since its 1.5%
My favorite rewards cards are Barclay Rewards and Quicksilver, but my favorite card of all is a non-rewards card: the Barclays Ring card. To me, the greatest reward of all is 8% interest rate on everything, even cash advances, plus low cash advance fee (flat $3), and zero balance transfer fee.
Sam's MC and QS are my everday cards and favorites.
@baller4life wrote:Sam's MC 5% gas,3% dining and travel
Discover rotating categories
NFCu Cashrewards and Cap One QS 1.5% everything
How in the utter h....did I forget this one?? I pestered you to get it AND I use it every gas fill up lol. My Sam's MC falls right after Discover!
I absolutely LOVE my Discover right now - I have double cash back plus the Apple Pay bonus going so it's giving me money hand over fist.
I also just got approved for a QS1 last night so that'll be my non-category card come next summer when double cash back ends.
@Anonymous wrote:
The Citi DC or Fidelity Amex are better than the Quicksilver as they give 2% back and no annual fee.
A lot of folks on here are believers in the Sallie Mae and AARP cards, if you're into carrying such a card in your wallet, the rewards are excellent.
I'll have to look into those when the double cash back on my Discover ends. The Cap1 QS was the highest general cash back I'd found until now
I think the Barclay UPromise card is what Sallie Mae is issuing now instead of the Sallie Mae card everyone says you can't apply for anymore. You still have to set up a UPromise account, but you don't have to put the cash back in a 529 savings plan or apply it to your student loans, you can just ask for a check....They have bonus Tuesdays, where you get an additional 5% cash back, plus you get a regulr 5% cash back when using it online with their partners, and you get the partner cash back 1-5%, so if you plan it right, can get up to 15% back. I did this when I bought my washer and dryer from Sears. Went in the store, decided what I wanted, and then went home and ordered it on line.
@msbia wrote:
@baller4life wrote:Sam's MC 5% gas,3% dining and travel
Discover rotating categories
NFCu Cashrewards and Cap One QS 1.5% everythingHow in the utter h....did I forget this one?? I pestered you to get it AND I use it every gas fill up lol. My Sam's MC falls right after Discover!
😂😂😂HOW could you forget good ole Sam's??? The nerve!!! Lmao
This is an easy one for me... Sam's Club MasterCard for travel/gas/restaurants, BCP for groceries and department stores (when not covered by Discover), Discover for whatever happens to be covered that quarter (and general spend until July), and a Quicksilver for whenever Discover isn't accepted (and general spend after July).
I know this 'doesn't count' for the purpose of this thread, but for when I need to carry a balance, I would use my NFCU MasterCard... no rewards, but at 10.99% it's by far my lowest APR. USAA Visa doesn't get much use, but it does provide no-fee cash advances directly to checking and no-fee overdraft protection, so if the need arose it's on deck.
The only 'straggler' is my Amex Green... it's getting cut come April. I don't have room for a 'scrub' in my wallet... they all have to earn their way!
(cue TLC song here...)