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1) American Express, Centurion card
2) JP Morgan Reserve
3) Ritz Carlton
4) Hyatt
5) Freedom, Unlimited
@Saleen099 wrote:1) American Express, Centurion card
2) JP Morgan Reserve
3) Ritz Carlton
4) Hyatt
5) Freedom, Unlimited
How does the Freedom Unlimited slip in there! With the other 4 cards, you still wouldn't be able to transfer URs so it would be basically a 1.5% (OK, with some 3% categories)
@Saleen099 wrote:1) American Express, Centurion card
2) JP Morgan Reserve
3) Ritz Carlton
4) Hyatt
5) Freedom, Unlimited
Top 5 we have in our card deck already and leverage daily or a wish list of 5 cards we may never obtain or realistically ever need?
I can only give you 4.
Currently:
1. BofA Premium Rewards
2. Chase Ritz
3. BofA Customized Cash Rewards
4. Verizon Visa
5. Citi Custom Cash
I put all spend on one card (AOD)
Like it simple
Hmmm, probably what is in my signature. I pruned everything down to only what I feel is necessary, so I only have my best that stayed open. All have decent credit lines so I am set.
NFCU Flagship
AmEx BCP
Citi AA Executive
Got a couple of business cards, not sure if those count but here they are:
AmEx Delta Reserve Biz
Citi AA Biz
Mine are as follows:
1. U.S. Bank Altitude Reserve
2. U.S. Bank Cash+ (x2)
3. Discover
4. Chase Freedom (x2, OG and Flex)
5. Citi Double Cash
Easy question since I only have six cards and the Quicksilver card is in my sock drawer:
Chapter 13:
I categorically refuse to do AZEO!
@Saleen099 wrote:1) American Express, Centurion card
2) JP Morgan Reserve
3) Ritz Carlton
4) Hyatt
5) Freedom, Unlimited
1. CSR- for UR, bonus rewards on travel/dining, redeem URs for travel bonuses and yearly travel credit, ability to transfer URs from my CFU
2. Delta Reserve - fly Delta quite often for work
3. CFU- for URs and occasional 3% categories. Typically, move URs to CSR and redeem for travel
After the above 3, I suppose the BCE for the 3% grocery and online benefits but want to upgrade to BCP when a good upgrade offer comes out. Then, it's a mixed bag as I have several duplicate cards. When I returned to the credit card game after 20 years in 2019, I didn't really have a strategy per say other than getting several non FTF cards since I spend nearly half the year in Japan to this day. I'll probably be thinning the herd and/or PC'ng cards such as my BoA Travels Rewards to Premium Rewards and also, if I can PC my Unlimited Rewards to Customized Cash Rewards, I'll try.