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What card are you going to app for in 2012?

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chris2k5
New Contributor

Re: What card are you going to app for in 2012?

Already got two cards that I like (Discover and Chase) but I am always eyeing that AMEX. I want a Zync and that will probably a priority aside from getting my scores up...

CapitalOne Platinum - $1500
Chase Freedom - $5000 Chase Southwest Premier - $3000
Discover More - $3700
Barclays US Airways - $1500
American Express Platinum, Gold PRG, and Zync - NPSL
Message 41 of 147
chnceit
Valued Contributor

Re: What card are you going to app for in 2012?

I really want the Chase Sapphire Card..... Its sooo nice and the perks that come with it!


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
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Message 42 of 147
Chaos122
Regular Contributor

Re: What card are you going to app for in 2012?

Chase Freedom, Usaa World, BOA Amex, and Citi Dividend (In that order).  Im waiting till july to app, ill probably app in that order.  Im hoping ill get atleast 2 out of 4.   If im approved for the first 3 i wont apply for the Citi because i dont want more than 3 new accounts.  Wish me luck.


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


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Message 43 of 147
Guava
Established Contributor

Re: What card are you going to app for in 2012?

Ooh, me I want to app for the 123 BoA cash reward card with my alma mater design!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Message 44 of 147
Shiu
Valued Member

Re: What card are you going to app for in 2012?

Amex Blue Cash

Message 45 of 147
andyaycw
Frequent Contributor

Re: What card are you going to app for in 2012?

I'm planning on app'ing for the Amex BCE in mid-late January. Waiting for all my other accounts to report a zero balance to make my reports look as attractive as possible. I'm mostly concerned about the fact that Amex may think I already have more than enough credit for my income level, so I'm hoping a higher FICO and more attractive credit report will help ease any concerns they might have. I've had the Clear with them for 4 years so I'm also hoping that internal history will help make them feel a little more comfortable about extending more credit to me.

 

Other than that, the only other possibility I see for 2012 is if PenFed gives me the Amex via pre-approval, I might take it or just take the pre-approval and add it to the credit line I currently have on their gas card.


Starting Score: EQ 773, TU 766
Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800


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Message 46 of 147
scottwagnon
Valued Contributor

Re: What card are you going to app for in 2012?

CapOne VentureOne -- 2nd attempt summer 2012 (previous attempt march 2011)

earth air water fire master visa express discover
Message 47 of 147
JusdoNit
Established Contributor

Re: What card are you going to app for in 2012?


@CS800 wrote:

@JusdoNit wrote:

1. Amex BCP

2. Chase

3. Target last (since they seem to be the hardest to get. LMTO)Smiley Wink


I didn't know that Target was that hard to get. I have heard that they are stingy with the CL's though.


 

got no love from target.  too many inquiries, but walmart discover with $1800 limit. only prob, is target is the closest to us.

 


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Message 48 of 147
JusdoNit
Established Contributor

Re: What card are you going to app for in 2012?


@quest208 wrote:

AMERICAN EXPRESS

 

if i get approved i wont app again.  if i get denied i will app for something else.  what i want to apply for is one of the following:

penfed amex

psecu 10/10

chase freedom

boa rewards visa

barclays travelocity (not sure if this is amex bank approval or if barclays approval)

 

but my journey begins with amex, everything else will follow.


i like your style.  shoot for the moon


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Message 49 of 147
anderl
Frequent Contributor

Re: What card are you going to app for in 2012?

Want a Discover.....then maybe add a Chase(Sapphire).....and yes, add yet another Amex(BCP/BCE, not sure).

 

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Message 50 of 147
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