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It depends on if my recons are successful.
If not, I'm hoping for
I'm really hoping that 2012 is going to give me a chance to have all prime cards, get some CLIs on the cards that I do have, any drop the couple of toy limit and/or sub prime cards I have laying around.
What I'd LIKE is to get to the point with my cards where I have enough 'good' cards to where I don't feel the need to app so much, so I can just try to garden and get some good CLIs. But I have a feeling I won't get everything I want in one year.
US Bank Business and Chevron VISA cards in December 2012
Amex BCP in January 2013
nothing else after that (other than CLI's) if approved for a long time...
Citibank card. It's the ONLY one left that I want and it's the one card that has eluded me the longest, lol...
Now this is a darn good question...
We're buying a house early in 2012, after that, I have no idea what I may apply for really....I'm up for application suggestions!
None. I think I have all the cash back cards I want.
But maybe a bank is rolling out a new card in 2012, perhaps the 3% on everything card.
Now, that's an exiciting idea - maybe the banks will come out with some new idea we haven't even though of, and all of us will, of course, want the new offering. Is it my imagination or are they starting to get a bit more competitive for our business?
The only cards I don't have that I would really like are Pen Fed.
Nothing for me in 2012 as I have all of the credit that I need and can manage!
Maybe the Walmart card for the Fico score. Still on the fence about that one. They always seem to decline me so I will try in the store.
Ray
@CS800 wrote:I know Barclays, Wally World and AMEX do SP's for CLI's
Barclays is a HP.
I am hoping for another card to come out that offers 2% - a straight 2% card with no strings attached (no brokerage account, no having to have their bank accounts, no using their card 12x a month, etc.)
A Cap One card with cash rewards and no annual fee for travelling.